Q&A: Getting out of a bad car loan can be tricky

Dear Liz: My car payment is $465 a month with a 22% interest rate. I need to get out of this car and into a lower car payment. My credit is poor. What is the best solution to go about this? Answer: There are a number of solutions, most of which probably won’t work for […]

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Friday’s need-to-know money news

Today’s top story: What retailers don’t want you to know about Black Friday. Also in the news: What to know about tax breaks for disabled individuals, how managing your money is like losing weight, and three retirement tips your not thinking about. 4 Things Retailers Don’t Want You to Know About Black Friday You might […]

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Thursday’s need-to-know money news

Today’s top story: Why your bank may not be giving you the best interest rate. Also in the news: How to manage the variable costs in your budget, how to avoid bank fees, and the highest paying college majors. Why Your Bank May Not Be Giving You the Best Mortgage Rate Two ways to tilt […]

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Wednesday’s need-to-need money news

Today’s top story: Ten smart money moves that take only ten minutes. Also in the news: Healthy money habits to teach your kids, money management apps that automate your finances, and the power of the Get Lost Fund. 10 Smart Money Moves That Take 10 Minutes You can spare the time. 5 Healthy Money Habits […]

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The best ways to build credit now

Once, building credit meant taking on debt — sometimes expensive debt like a car loan or a credit card with a high rate. Today, it’s possible to build a good credit score in a year without a big chunk of cash upfront or a large debt at the end. You can make yourself look better […]

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Tuesday’s need-to-know money news

Today’s top story: When to ditch your state’s health insurance exchange. Also in the news: Tailgating blunders your insurance will pay for, how to handle unexpected financial disasters, and how much next year’s Social Security cost of living increase will be. When to Ditch Your State’s Health Insurance Exchange When to look off of the […]

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Monday’s need-to-know money news

Today’s top story: The benefits of credit counseling for everyone. Also in the news: Tips on “late-stage” college planning, how to avoid magical thinking in personal finance, and the 4-point finance checklist for 50-somethings. The Benefits of Credit Counseling — Even When You Don’t Yet Need It Surprising things you can learn. Tips on ‘Late-Stage’ […]

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Q&A: Friend erroneously declared deceased

Dear Liz: I have an elderly friend who was recently erroneously declared deceased by the Social Security Administration. She received no notice of this declaration and her first awareness that something might be wrong was when her personal checks and automatic payments to utilities and others began to bounce. When she called her bank, she […]

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Q&A: Job hopping can be a good strategy for young workers

Dear Liz: I am a millennial and just started a new job at a very small company. I really like the work I do and the leaders of the company. However, I don’t make enough to move out of my parents’ home and be financially secure. I live in the Washington, D.C., area and make […]

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Friday’s need-to-know money news

Today’s top story: Why you should be wary of payday loans for small businesses. Also in the news: NerdWallet’s best credit card tips for October, financial fine-tuning to do before year’s end, and ten ways to make the most of your rewards credit card. Worries Grow Over ‘Payday Loans for Small Businesses’ — What You […]

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