Friday’s need-to-know money news

Today’s top story: 7 ways your small business can spend smarter. Also in the news: How to pay for summer fun, interest rates on new federal student loans going up for 2022-23, and why you shouldn’t wait to sell your used car.

7 Ways Your Small Business Can Spend Smarter
Small-business owners detail the money lessons they’ve learned over the years and especially during the pandemic.

How to Pay for Summer Fun: Financing Boats, RVs and More
Before deciding to finance a summer toy, consider your budget, what financing options make the most sense and any related costs.

Interest Rates on New Federal Student Loans Going Up for 2022-23
Federal student loan interest rates will increase over 1 percentage point; the changes go into effect July 1.

Why You Shouldn’t Wait to Sell Your Used Car
Thanks to inflation, prices for used cars are through the roof—but they won’t be forever.

Thursday’s need-to-know money news

Today’s top story: How to make more green at your next yard sale. Also in the news: A new episode of the Smart Money podcast on using points to travel in luxury, what to do when you can’t afford car insurance, and these seven banks reimburse ATM fees.

How to Make More Green at Your Next Yard Sale
A successful yard sale involves hours of preparation and plenty of hard work.

Smart Money Podcast: Nerdy Travel Diaries: Use Points to Fly in Luxury
Liz talks with NerdWallet travel writer Elina Geller about how she books international travel on points alone.

What to Do if You Can’t Afford Car Insurance
Don’t drop your insurance. Instead, start by contacting your insurer about payment options and discounts.

These Seven Banks Reimburse ATM Fees
Because why should you have to pay money to get access to your money?

Wednesday’s need-to-know money news

New laws, lenders boost access to affordable small loans. Also in the news: 5 ways to prepare for better interest rates in savings accounts, why 2022 is the year of all-inclusive travel, and for meat-free meal options, a U.S. airline hits the spot.

New Laws, Lenders Boost Access to Affordable Small Loans
New laws have made payday loans safer in some states, and more banks are entering the small-dollar market.

5 Ways to Prepare for Better Interest Rates in Savings Accounts
Be ready to make an informed decision if interest rates rise.

2022 Is the Year of All-Inclusive Travel, and Here’s Why
Hotel chains are expanding and entirely reimagining their all-inclusive portfolios.

For New Meat-Free Meal Options, 1 U.S. Airline Hits the Spot
Delta’s partnership with Impossible Foods and other plant-based brands is a game-changer.

How to make more green at your next yard sale

A successful yard sale involves hours of preparation and plenty of hard work. So does an unsuccessful sale. I’ve had both kinds and can confidently say the version that makes money is better.

In my latest for the Associated Press, tips culled from experts (and bitter experience) for having a good sale.

Friday’s need-to-know money news

Today’s top story: How to understand and reduce taxes when selling your home. Also in the news: Why you need to learn your parents’ financial plans ASAP, how debt-related stress affects body and mind, and the goods and services that have actually dropped in price this year.

How to Understand and Reduce Taxes When Selling Your Home
If your home’s value has soared, congratulations. If you decide to sell, beware.

Learn Your Parents’ Financial Plans ASAP
A difficult and important conversation to have.

How Debt-Related Stress Affects Body and Mind
The stress of being in debt can cause physical symptoms like insomnia and stomachaches. It can also harm you emotionally and affect your relationships.

These Goods and Services Have Actually Dropped in Price This Year
Inflation has brought on a price increase for most things, but not everything.

Thursday’s need-to-know money news

Today’s top story: Are reluctant home sellers too attached to their low rates? Also in the news: Are I bonds a good investment, a new episode of the Smart Money podcast on a travel nerd’s guide to Costa Rica, and the best time to buy cars, appliances, and other things that have been hard hit by inflation.

Are Reluctant Home Sellers Too Attached to Their Low Rates?
An effect that’s difficult to quantify.

Are I Bonds a Good Investment?
I bonds are a safe way to guard your money against inflation, but what do you risk by keeping your money out of the market?

Smart Money Podcast: Nerdy Travel Diaries: Getaway to Costa Rica
This episode, Sean talks with NerdWallet travel editor Kevin Berry about his recent trip to Costa Rica.

The Best Time to Buy Cars, Appliances, and Other Things That Have Been Hit Hard by Inflation
If you can’t necessarily shop cheap, you might as well shop smart.

Wednesday’s need-to-know money news

Today’s top story: How to get travel insurance without paying for it out of pocket. Also in the news: Hotels tap into hot amenity amid surging gas prices, what rising prices could mean for your retirement, and why you should know which financial phase you’re in.

You Can Get Travel Insurance Without Paying for It Out-Of-Pocket
Holding certain travel cards can be a great way to easily acquire travel insurance. Just understand what’s covered.

Hotels Tap Into Hot Amenity Amid Surging Gas Prices

What Rising Prices Could Mean for Your Retirement Plans
Inflation means your retirement savings won’t go as far. Here’s how to pivot.

You Should Know Which ‘Financial Phase’ You’re In
Over your lifetime, you’ll earn, save, and spend in alignment with your values and goals.

Tuesday’s need-to-know money news

Today’s top story: How to find the right business coach and avoid the wrong one. Also in the news: Why the 15/3 credit card hack is nonsense, how death-planning apps work, and the pros and cons of vacation loans.

How to Find the Right Business Coach — and Avoid the Wrong One
A good business coach can help you develop your ideas, set goals and make plans to achieve them.

The 15/3 Credit Card Hack Is Nonsense — Here’s What to Do Instead
The supposedly secret trick does not build your credit scores, despite what you may have heard. But there are some concrete steps you can take.

Dealing With Death? There’s an App for That
How death-planning apps work.

Should You Use a Vacation Loan to Finance Your Next Trip?
Although fairly easy to obtain, travel loans could cause more problems than they solve.

How to reduce taxes when you sell your home

If your home’s value has soared, congratulations. If you decide to sell, beware.

Financial advisor James Guarino says some clients don’t realize that home sale profits are potentially taxable until their returns are prepared — and by that time, they may have spent the windfall or invested the money in another house.

”They’re not happy campers when they find out that Uncle Sam not only is going to tax this as a capital gain, but they’re also going to have some exposure at the state level,” says Guarino, a certified public accountant and certified financial planner in Woburn, Massachusetts.

In my latest for the Associated Press, understanding how home sale profits are calculated and how you can legally reduce your tax bill.