Wednesday’s need-to-know money news

Today’s top story: 7 ways to manage Medicare drug costs. Also in the news: Prep for hiring your first employee with these 6 steps, how to have a retirement worth saving for, and how to buy and sell a house at the same time.

7 Ways to Manage Medicare Drug Costs
Medicare beneficiaries with pricey drugs can face high out-of-pocket costs. Here are some ways to lower the tab.

Ready to Hire Your First Employee? Prep With These 6 Steps
To hire successfully, business owners need to understand their finances, find professional support and more.

How to Have a Retirement Worth Saving For
A happy retirement isn’t all about money. Make a plan for health, social connection and day-to-day enjoyment.

How to Buy and Sell a House at the Same Time

4 cash-raising pitfalls (and better options)

If you’ve got more bills than money, the usual advice is to trim expenses and find additional income. But some ways of raising cash can be a lot more expensive than others. In my latest for the Associated Press, four that should be avoided, if possible, and what to consider instead.

Tuesday’s need-to-know money news

Today’s top story: What 6 money pros wish they’d known about credit cards. Also in the news: A new episode of the Smart Money podcast with Michelle Singletary, 3 ways to thrive with teenage workers in a tight job market, and when it can be a good idea to co-sign for your young adult.

What 6 Money Pros Wish They’d Known About Credit Cards
These certified financial planners wish they’d gotten comfortable using credit cards earlier than they did.

Smart Money Podcast: Getting Ahead of Your Next Money Crisis With Michelle Singletary
An interview with the author of “What to do With Your Money When Crisis Hits”

3 Ways to Thrive With Teenage Workers in a Tight Job Market
Capitalize on off-hours, nurture fresh skills and embrace newness to make the most of young workers in your business.

When It Can Be a Good Idea to Co-Sign for Your Young Adult
A look at the pros and cons.

Thursday’s need-to-know money news

Today’s top story: How digital estate planning can protect your online life. Also in the news: How to afford the summer of your dreams by building a budget, child tax credits start hitting US families’ bank accounts, and why you should negotiate your real estate agent’s commission in a hot market.

How Digital Estate Planning Can Protect Your Online Life
Name a digital executor and make sure you leave an inventory and login info so valuables and keepsakes aren’t lost.

Afford the Summer of Your Dreams by Building a Budget
To have fun in the sun without getting financially burned, set up a budget for now and later.

Child tax credit starts hitting US families’ bank accounts
Help arrives for parents.

Why You Should Negotiate Your Real Estate Agent’s Commission in a Hot Market
Taking advantage of a seller’s market.

Wednesday’s need-to-know money news

Today’s top story: 7 changes to make when planning COVID-era travel. Also in the news: How to travel cheap(er) for a wedding, child tax credit payments go out July 15th, and how color can affect your car’s resale value.

7 Changes to Make When Planning COVID-era Travel
Because travel demand is back up, you might have to be flexible about your rental car and accommodations.

How to Travel Cheap(er) for a Wedding
These strategies can help you save on flights, hotel rooms and even bag fees when traveling for a wedding.

Child tax credit payments go out July 15. Here’s what you need to know
Check your status through the IRS website.

How Color Can Affect Your Car’s Resale Value
Who knew yellow was so popular?

Who gets the keys to your digital estate?

You may not own cryptocurrency or nonfungible tokens. You may not have a big Instagram following or run an online business. But if you do almost anything online, you probably have digital assets — electronic records that you own, control or license. Failing to make arrangements for those assets while you’re alive could cause unnecessary costs, stress and heartache to those you leave behind.

In my latest for the Associated Press, what you should consider and do to make this job easier for the person who winds up doing it.

Monday’s need-to-know money news

Today’s top story: What to do if Chime or other neobanks close your account. Also in the news: A new episode of the Smart Money podcast on fighting inflation and the risks of small mortgage lenders, 6 essential terms to understand in your homeowners policy, and what millennial parents want their kids to know about money.

What to Do if Chime or Other Neobanks Close Your Account
Customers are being left with no way to access their accounts.

Smart Money Podcast: Fighting Inflation and Risks of Small Mortgage Lenders
Learns the ins and outs of inflation.

6 Essential Terms to Understand in Your Homeowners Policy
Words like “endorsements” and “exclusions” don’t need to be confusing.

What Will You Teach Your Kids About Money?
The money lessons five millennial parents around the country want their children to learn

Thursday’s need-to-know money news

Today’s top story: Smart strategies for fighting back against inflation. Also in the news: Easing into credit cards with a simple cash-back card, Medicare and dental implants, and these 6 psychological biases may be holding you back from building wealth.

Wary of Credit Cards? Ease In With a Simple Cash-Back Card
No-fee, flat-rate cash-back cards offer useful rewards and benefits as beginners learn about credit cards.

Smart Strategies for Fighting Back Against Inflation
Plan purchases carefully and trade variable-rate debt for fixed interest rates to help offset rising prices.

Does Medicare Cover Dental Implants?
Original Medicare doesn’t cover dental implants, but you may be able to find coverage elsewhere.

These 6 psychological biases may be holding you back from building wealth
How to overcome them.

Wednesday’s need-to-know money news

Today’s top story: How COVID-fueled crowdfunding can revive small businesses. Also in the news: How point and mile values have changed over the pandemic, the one trick to traveling cheaply, and this tool tells you what you owe the IRS before they come looking for it.

How COVID-Fueled Crowdfunding Can Revive Small Businesses
Tips for launching an effective campaign.

How Have Point and Mile Values Changed Over the Pandemic?
For the most part, airline miles are worth more than they were last year, while hotel points are worth less.

There’s Just One Trick to Traveling Cheaply: Flexibility
To fly for the lowest price, you should try searching without a specific destination or date in mind.

This Tool Tells You What You Owe the IRS Before They Come Looking for It
Beating the IRS to the punch.