Tuesday’s need-to-know money news

emergency-fund-1940x900_36282Today’s top story: When to ditch your state’s health insurance exchange. Also in the news: Tailgating blunders your insurance will pay for, how to handle unexpected financial disasters, and how much next year’s Social Security cost of living increase will be.

When to Ditch Your State’s Health Insurance Exchange
When to look off of the exchanges.

5 Football Tailgating Blunders Insurance Will Pay For
Accidentally grill your car? You’re covered!

No Savings, No Backup Plan, No Fairy Godmother: How to Handle a Financial Disaster
This is why you need an emergency fund.

Next year’s Social Security raise? Less than $4 a month
Lowering your expectations.

Monday’s need-to-know money news

18ixgvpiu0s24jpgToday’s top story: Understanding the difference between a credit card and a charge card. Also in the news: Why using a credit card for financial emergencies isn’t always a good idea, the fees of 13 major airlines, and why you shouldn’t trust most retirement calculators.

What’s the Difference Between a Charge Card & a Credit Card?
It’s a big one.

Using a Credit Card for Financial Emergencies: Rarely a Smart Move
An instant solution can lead to heavy interest.

This Chart Lists the Many Fees of 13 Major Airlines
Don’t be caught by surprise while traveling this summer.

Why You Can’t Trust Those Retirement Calculators
Some could be missing vital information.