Thursday’s need-to-know money news

Today’s top story: What Equifax’s credit score miscalculations mean for consumers. Also in the news: 5 ways to feel richer (even if you’re not), mortgage rates to stay high in August, and who should consider a spousal IRA.

What Equifax’s Credit Score Miscalculations Mean for Consumers
Equifax, one of the three major credit bureaus, announced that a computer coding error resulted in the miscalculation of credit scores for consumers in a three-week period between March 17 and April 6.

5 Ways to Feel Richer (Even If You’re Not)
In some ways, feeling “rich” is less about how many zeroes you have in your bank account and more about knowing how to use them to get what you want out of life.

Mortgage Rates Unlikely to Cool in August
Mortgage rates will likely rise in August as the Federal Reserve continues to yank interest rates higher.

Who Should Consider a Spousal IRA, According to a Financial Planner
You should try to find new ways to save for retirement. For some people, a spousal IRA is an option.

Tuesday’s need-to-know money news

Today’s top story: Mortgage rates are unlikely to cool in August. Also in the news: 6 ways to support small businesses hit with inflation, has remote work changed the travel landscape, and oat milk and coffee drink are part of a major recall.

Mortgage Rates Unlikely to Cool in August
Mortgage rates will likely rise in August as the Federal Reserve continues to yank interest rates higher.

6 Ways to Support Small Businesses Hit With Inflation
Business owners explain how they’d like to see their community show up for them as prices rise.

Has Remote Work Changed the Travel Landscape?
Widespread access to remote work has changed the travel industry, perhaps for good.

A Bunch of Oat Milks and Coffee Drinks Are Part of a Majo53 nationally distributed products have been recalled due to possible bacteria contamination.
r Recall

53 nationally distributed products have been recalled due to possible bacteria contamination.

Tuesday’s need-to-know money news

Today’s top story: How to get therapy when cost and access are a barrier. Also in the news: Mortgage rates stay on the escalator in July, the NerdWallet small business financing index, and how to find out what your health insurance will pay beforehand.

Getting Therapy When Cost and Access Are a Barrier
Many things can prevent you from getting therapy or other mental health treatment. Thankfully, there are ways to access care within your budget.

Mortgage Rates May Stay on the Up Escalator in July
Mortgage rates are likely to rise in July, extending a seven-month streak.

NerdWallet Small-Business Financing Index: Businesses Are Steady Amid Worries
New index measures delinquency rates, new loan volumes and optimism among small-business owners.

How to Find Out What Your Health Insurance Will Pay Beforehand
A new federal law about price transparency just went into effect—but good luck making use of it.

Thursday’s need-to-know money news

Today’s top story: Mortgage rates are in for a bumpy ride in June. Also in the news: Should you get a home equity line of credit, common myths about travel insurance, and what to do (and not do) if you’re ever fired or laid off.

Mortgage Rates Are In for a Bumpy Ride in June
Mortgage rates might be volatile in June.

Your New Home Has Grown in loan, Value. Should You Get a HELOC?
Some new homeowners have seen tremendous growth in their equity in a short period of time. If you meet lender requirements, a HELOC is one way to access it.

6 Common Myths About Travel Insurance and What It Covers
Travel insurance isn’t a magic Band-Aid on trip troubles. It’s important to know what coverage you need.

What to Do (and Not Do) If You Ever Get Fired or Laid Off
You might want to tell your boss exactly what you think of them—but let’s hold off on that.

Thursday’s need-to-know money news

Today’s top story: The surge in mortgage rates. Also in the news: What caring for an aging parent could cost you, A new episode of the Smart Money podcast on building your financial smarts with Bola Sokunbi

The Property Line: What’s With the Surge in Mortgage Rates?
Rising mortgage rates have outpaced expectations for the start of this year. Here’s why they’ve spiked recently and what it means for you.

What Caring for an Aging Parent Could Cost You
Trying to work while caring for an aging loved one can be difficult, stressful and at times overwhelming.

Smart Money Podcast: Building Your Financial Smarts With Bola Sokunbi
Personal finance Nerd Kim Palmer talks with money author and educator Bola Sokunbi about budgeting and side gigs.

Monday’s need-to-know money news

Today’s top story: Will inflation be good for student loan borrowers? Also in the news: A new episode of the Smart Money podcast on holiday travel and financial advisors, how to retrain for a new job, and the December 2021 mortgage outlook.

Will Inflation Be Good for Student Loan Borrowers?
Student loan borrowers are taking to social media to celebrate inflation.

Smart Money Podcast: Travel Tips, and Finding the Right Financial Advisors

Talking holiday travel.

So You Want a New Job? Here’s How to Retrain
What happens to workers after the “Great Resignation?”

Mortgage Outlook: Rates Heading North in Late December
Rates will crawl up at the end of the month.

Monday’s need-to-know money news

Today’s top story: New lawyers frustrated, depressed by student loan debt. Also in the news: A new episode of the SmartMoney podcast on lower mortgage rates and moving during a pandemic, how to take a high-interest loan and skip the debt cycle, and why you’ve got more time to pay off federal student loans.

New Lawyers Frustrated, Depressed by Student Loan Debt
Student loan debt is affecting every aspect of their lives.

Smart Money Podcast: Lower Mortgage Rates, and Moving During a Pandemic
Rents are dropping.

How to Take a High-Interest Loan and Skip the Debt Cycle
Consider your bank as an option.

You’ve Got More Time to Pay Off Your Federal Student Loans
You now have until Dec. 31st.

Thursday’s need-to-know money news

Today’s top story: Probate workarounds can save your heirs time and money. Also in the news: Student loan refi rates keep dropping, which airline you should fly in 2020 (and beyond), and how to know if you should refinance your mortgage.

Probate Workarounds Can Save Your Heirs Time and Money
There are often workarounds to help get assets to heirs, but avoiding probate isn’t the right move for everyone.

Student Loan Refi Rates Keep Dropping, Should You Take the Plunge?
The advertised minimum fixed interest rate on refinanced student loans dropped to an average of 3.51% on July 1.

Ask a Points Nerd: Which Airline Should I Fly In 2020 (and Beyond)?
Flying has become a lot more complicated.

How to Know if You Should Refinance Your Mortgage
Mortgage rates continue to drop.

Wednesday’s need-to-know money news

Today’s top story: How to pay for college when you haven’t saved enough. Also in the news: How credit cards are fueling bigger gas savings, how to see the world in your 20s without racking up debt, and what rising mortgage rates will cost you if you’re looking to buy a home.

How to Pay for College When You Haven’t Saved Enough
All hope is not lost.

How Credit Cards Are Fueling Bigger Gas Savings
Savings at the pump.

How to See the World in Your 20s Without Racking Up Debt
The trip of a lifetime without a lifetime of debt.

Buying a home? Here’s what rising mortgage rates will cost you
State-by-state findings.

Monday’s need-to-know money news

Today’s top story: How to cash a check without paying huge fees. Also in the news: How a Mom paid off $37,000 of debt, what you need to know about FSAs, HSAs and taxes, and why you should beware of mind games when shopping mortgage rates.

How to Cash a Check Without Paying Huge Fees
Don’t pay money to get your money.

How I Ditched Debt: Penny Pinchin’ Mom
Learn from a Mom who paid off $37,000 of debt.

What to Know About FSAs, HSAs and Taxes
Accessing your accounts and how they affect your taxes.

Beware of mind games when shopping mortgage rates