Friday’s need-to-know money news

Today’s top story: Stressed to Pick the Best? Try ‘Good Enough’ money decisions instead. Also in the news: How to get your credit disaster-ready, 7 budgeting tips for every type of budgeter, and 9 money moves every new grad should make.

Stressed to Pick the Best? Try ‘Good Enough’ Money Decisions Instead
When good is good enough.

How to Get Your Credit Disaster-Ready
Be ready for emergencies.

7 Budgeting Tips for Every Type of Budgeter
Finding the right approach.

9 Money Moves Every New Grad Should Make
Welcome to the beginning of your financial life.

Wednesday’s need-to-know money news

Today’s top story: How to get your credit disaster-ready. Also in the news: Watch your credit card rewards pile up with these 5 tips, comparing your 401(k) to the average, and what to know about buy now, pay later online loans.

How to Get Your Credit Disaster-Ready
Be financially secure when disaster strikes.

Watch Your Credit Card Rewards Pile Up With These 5 Tips
Stacking strategies.

How Does Your 401(k) Compare to Average?
How your company’s plan stacks up to the competition.

What to Know About Buy Now, Pay Later Online Loans
Pay attention to the fine print.

Wednesday’s need-to-know money news

Today’s top story: The lowdown on new tools to jump-start your credit. Also in the news: The new credit card that pays cash-back rewards for on-time payments, tuition discounts grow at private colleges and universities, and what to do in your 20s and 30s to be set in your 60s and 70s.

The Lowdown on New Tools to Jump-Start Your Credit
Learn how they work and if you should use them.

No credit history? This new credit card pays cash-back rewards for on-time bill payments
Introducing Petal.

Tuition discounting grows at private colleges and universities
Tuition costs are dropping.

What to do in your 20s and 30s to be set in your 60s and 70s
It’s never too early to prepare.

Friday’s need-to-know money news

Today’s top story: Credit basics you need to know. Also in the news: How a new homeowner bought a house in Vegas, 11 cheap date ideas, and what to do if your tax preparer can’t file your taxes by April 15th.

More Than Your Score: Credit Basics You Need to Know
You’re more than just a number.

How I Bought a Home in Las Vegas
One new homeowner’s story.

11 Cheap Date Ideas
Spend less without feeling like a cheapskate.

What to Do If Your Tax Preparer Can’t File Your Taxes by April 15
A look at extensions.





Monday’s need-to-know money news

Today’s top story: 10 lessons from the Bull Market’s 10-year anniversary. Also in the news: Money mistakes even smart people make, 3 things that change when you’re a homeowner, and why you should check your credit report even if your credit is frozen.

10 Lessons From the Bull Market’s 10-Year Anniversary
Learning from the past decade of rising stock prices.

Money Mistakes Even Smart People Make
Avoiding unwise choices.

3 Things That Change When You’re a Homeowner
A whole new set of responsibilities.

Check Your Credit Report Even If Your Credit Is Frozen
Freezes don’t ice existing accounts.

Wednesday’s need-to-know money news

Today’s top story: This winter, your credit should freeze, too. Also in the news: 5 keys to picture-perfect TV buying, when to hire someone to do your taxes, and 5 things consumers should watch out for now that the Fed hasn’t raised rates.

This Winter, Your Credit Should Freeze, Too
Protecting your personal info.

5 Keys to Picture-Perfect TV Buying
Just in time for the Big Game.

When to Hire Someone to Do Your Taxes
When Turbo Tax isn’t enough.

5 things consumers should watch for now that the Fed has NOT raised rates
Bad news for savers.

Friday’s need-to-know money news

Today’s top story: This winter, your credit should freeze, too. Also in the news: Nerd100 – Celebrating the best-of-the-best personal finance products, the best student loan refinance companies, and finding hospital price lists.

This Winter, Your Credit Should Freeze, Too
Surviving the credit breaches.

Nerd100: Celebrating the Best-of-the-Best Personal Finance Products
See who made the list.

Best Student Loan Refinance Companies
The results are in.

Hospitals must list prices online — now all you have to do is find them
They don’t make it easy.

Monday’s need-to-know money news

Today’s top story: How to manage student loan debt without making it worse. Also in the news: How to get credit when you have none, why it may be time to stop itemizing your tax deductions, and the state most burdened by credit card debt.

How to Manage Student Loan Debt Without Making It Worse
Don’t let interest get out of hand.

How to Get Credit When You Have None
Starting from scratch.

It May Be Time to Stop Itemizing Your Tax Deductions
The standard deduction could be enough.

This state is the most burdened by credit-card debt
Is it yours?

New scoring could help credit-shy millennials

Millennials’ aversion to credit cards can make it hard for them to build good credit scores. A recently announced scoring system, the UltraFICO, may someday help them and other consumers get loans and credit based on how they use their bank accounts.

People who don’t overdraw and who keep a few hundred dollars in their accounts could get enough points added to their traditional FICO credit scores to qualify for approvals or better rates and terms. Others who don’t have FICO scores at all could get UltraFICO scores that allow them to get approved for credit.

In my latest for the Associated Press, learn more about UltraFICO.

At What Age Can You Ignore Your Credit Score?

At some point, you’ll buy your last car and refinance your last mortgage. Surely then you can stop worrying about your credit scores.

Well, not really, although there are situations when credit scores shouldn’t be anyone’s main concern.

In my latest for the Associated Press, why credit scores still matter, even when you don’t plan to borrow money.