Wednesday’s need-to-know money news

Today’s top story: How to tell if your 401(k) is a dud. Also in the news: How to find unclaimed property, great tax deductions for retirees, and how to sneak more savings into your budget. How To Tell If Your 401(k) Is a Dud Reviving your retirement fund. Are You Owed Money From a Forgotten […]

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Tuesday’s need-to-know money news

Today’s top story: How to decide if credit counseling is right for you. Also in the news: Robots and your bank account, why insurers and banks want to know your job title, and three ways to help your kid pick the right college. When Credit Counseling Is (and Isn’t) a Good Idea How to decide […]

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Borrowing your way out of debt

Many people who take out loans to pay off credit cards and other obligations wind up worse off, with more debt and more stress than before they applied. Some people, though, successfully use debt consolidation loans to turn a bad financial situation around. In my latest for the Associated Press, a look at debt consolidation […]

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Q&A: Social Security survivor’s benefit

Dear Liz: My husband will retire next spring but has wisely decided to not collect Social Security until he is 70. I have been retired for several years and have been collecting my Social Security benefits, which are significantly less than what his will be because he was the higher wage earner. Should he die […]

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Q&A: Paying credit card debt after death

Dear Liz: I am 80 and I have a substantial amount of credit card debt, approximately $30,000. What becomes of this credit card debt in the event of my death? Will it become a future liability for my two sons or will this eventually become a bad debt for the credit card company? I would […]

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Q&A: Spouse balks at wife’s franchise-financing scheme

Dear Liz: My wife has an MBA and essentially has been a homemaker due to having a disabled child. She would like to go back to work and has asked me to cosign a $1.5-million loan to buy a franchise. In addition, she would like to use all the savings we have —$140,000 — for […]

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Monday’s need-to-know money news

Today’s top story: How your credit score affects your mortgage rate. Also in the news: Why free shipping isn’t always free, how people are feeling about chip credit cards, and the four personal finance questions you need to ask yourself before retiring. How Your Credit Score Affects Your Mortgage Rate Borrowing at higher rates. Why […]

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Friday’s need-to-know money news

Today’s top story: How to teach your kids about money. Also in the news: How money market accounts could drag down your retirement, how to deal when your student loans are more than your yearly income, and why you should start thinking about your taxes immediately. 3 Ways to Teach Kids About Money Raising financially […]

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Thursday’s need-to-know money news

Today’s top story: How to tell if that IRS tax collection call is fake. Also in the news: Strategies to maximize your child’s financial aid eligibility, how to lower your cell phone bill, and how to prevent a divorce from ruining your finances. 7 Ways to Tell If That IRS Tax Collections Call Is Fake […]

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Your Money Secrets Are Killing You

Writer Neal Gabler broke the don’t-talk-about-money taboo this spring with an Atlantic article, “The Secret Shame of Middle-Class Americans.” Now he wants everyone to start talking. “The idea of not being successful financially in America is such a stigma,” says Gabler, who revealed in the article that he was among the millions of adults who […]

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