Tuesday’s need-to-know money news

Today’s top story: What no student loan payments until 2021 means for you. Also in the news: How to get started if you’ve never had a bank account, how to get a personal loan in a COVID-19 economy, and how the new payroll tax deferral will affect you.

What No Student Loan Payments Until 2021 Means for You
Diving into the details.

How to Get a Personal Loan in a COVID-19 Economy
Keeping strong credit, having verifiable income and comparing offers will help borrowers get a personal loan.

How the New Payroll Tax Deferral Will Affect You
Important details.

Wednesday’s need-to-know money news

Today’s top story: Ask a points nerd: Why won’t the FAA require masks? Also in the news: How to get started if you’ve never had a bank account, Virgin Atlantic files for bankruptcy in the US, and it’s time for a mid-year tax withholding checkup.

Ask a Points Nerd: Why Won’t the FAA Require Masks?
We need more federal regulation when it comes to passengers’ air safety.

How to get started if you’ve never had a bank account
Welcome to the world of banking.

Virgin Atlantic Files for Bankruptcy in the US
What that means for your miles.

It’s Time for a Mid-Year Tax Withholding Checkup
Spare yourself from end-of-the-year surprises.

Tuesday’s need-to-know money news

Today’s top story: Options for undergrad, grad, veteran and international students when colleges say stay home. Also in the news: Which airlines have handled COVID-19 the best, is it OK to never have a credit card, and where to put your money when interest rates are falling.

When Colleges Say Stay Home: Options for Undergrad, Grad, Veteran and International Students
You can expect a decrease in costs.

Which Airlines Have Handled COVID-19 the Best?
Grades on flexible policies and health and safety measures.

Is it OK to never have a credit card?
Other ways to establish credit.

Where to Put Your Money When Interest Rates Are Falling
Consider an online savings account.

Tuesday’s need-to-know money news

Today’s top story: How to bank when you can’t go to the bank. Also in the news: Don’t fall for COVID-19 student loan relief scams, file your claim in the Yahoo data breach settlement by July 20, and how to hire a financial advisor who won’t rip you off.

How to Bank When You Can’t Go to the Bank
The pandemic has made in-person banking complicated.

Don’t Fall for COVID-19 Student Loan Relief Scams
Scammers are charging for free information.

File Your Claim in the Yahoo Data Breach Settlement by July 20
But don’t get too excited about the amount.

How to Hire a Financial Advisor Who Won’t Rip You Off
Trusting the right advisor.

Thursday’s need-to-know money news

Today’s top story: 3 ways to skip your bank’s long phone lines. Also in the news: Keeping your credit in shape, even if you don’t have debt and don’t plan to borrow, 25 ways to save yourself from your debt disaster, and how to set up a 60/40 budget.

3 Ways to Skip Your Bank’s Long Phone Lines
When phone wait times are long, try to reach your bank via live chat, Twitter or message instead.

Keep your credit in shape, even if you don’t have debt and don’t plan to borrow
Good credit is important year-round.

25 Ways To Save Yourself From Your Debt Disaster
Climbing out of the debt hole.

How to Set Up a 60/40 Budget
Focus on two buckets.

Wednesday’s need-to-know money news

Today’s top story: Is my money safe in a bank during the COVID-19 crisis? Also in the news: Helping home buyers keep their distance with e-closings, what kinds of credit card relief are available during the pandemic, and how to save for retirement while on unemployment.

Is My Money Safe in a Bank During the COVID-19 Crisis?
Should you be worried about your accounts?

Mortgage E-closing: Helping Home Buyers Keep Their Distance
Changes during the pandemic.

COVID-19: What Kinds of Credit Card Relief Can You Request?
Several options are being offered.

How to Save for Retirement While on Unemployment
Saving for the future is still important.

How to ask your bank or lender for help

Many banks, credit card issuers and other lenders have promised to help those impacted by the coronavirus pandemic. They’re offering to defer or reduce payments and waive interest charges and rebate fees for those who have lost jobs, had their hours reduced or otherwise lost income to the COVID-19 crisis.

The help usually isn’t automatic, however. You have to ask for it — and ask the right way.

In my latest for the Associated Press, the important questions to ask your bank or lender.

Monday’s need-to-know money news

Today’s top story: How to make a student loan complaint that gets results. Also in the news: How to keep your spirits up in the long game of saving, how ex-offenders can rebuild with a bank account, and these airlines will let you change your flight for free because of Coronavirus.

How to Make a Student Loan Complaint That Gets Results
Effective complaints.

How to Keep Your Spirits Up in the Long Game of Saving
Sticking it out.

How Ex-Offenders Can Rebuild With a Bank Account
How to start over.

These Airlines Will Let You Change Your Flight for Free Because of Coronavirus
Don’t forget to wash your hands.