Tuesday’s need-to-know money news

Today’s top story: How to adjust your school supplies budget for the online classroom. Also in the news: 5 things to do with all that money you haven’t been spending the past few months, is moving now the best financial move for Millennials, and how COVID-19 may impact applying for financial aid.

How to adjust your school supplies budget for the online classroom
A different setting requires different supplies.

5 things to do with all that money you haven’t been spending the past few months
Don’t let that extra money just sit there.

Millennial Money: Is moving now your best financial move?
Reconsidering your living situation.

How COVID-19 May Impact Applying for Financial Aid
Your family’s financial situation may have changed.

Monday’s need-to-know money news

Today’s top story: If doing less means saving more, try these 5 money moves. Also in the news: A new episode of the SmartMoney podcast on 401(k)s and struggling renters, how to diversify investing, and refinance your mortgage now to avoid a new fee.

If Doing Less Means Saving More, Try These 5 Money Moves
If the economic effects of the pandemic have cut your spending, you may have extra savings. Here’s what to do with them.

Smart Money Podcast: Renters Are Struggling, and What to Do With an Old 401(k)
Renters are

How to Diversify Investing in Stocks, Bonds and a Bit Beyond
Looking at alternative investments.

Refinance Your Mortgage Now to Avoid a New Fee
The new fee begins Dec. 1st.

Friday’s need-to-know money news

Today’s top story: Money moves to help you feel more in control. Also in the news: How to renegotiate your bills to save money, ways for renters to cope in the financial crisis, and how to protect yourself before your federal student loan servicer changes.

Feeling Out of Control? These Money Moves Could Help
Regain control by revising spending, boosting savings and focusing on daily actions instead of long-term outcomes.

How to Renegotiate Your Bills to Save Money

Renters at Risk: Ways to Cope in the Financial Crisis

Protect Yourself Before Your Federal Student Loan Servicer Changes

Feel out of control? These money moves can help

Behavioral economist Dan Ariely and his colleagues at Duke University’s Center for Advanced Hindsight have a pact. Every week, the group of 50 people picks one small business in Durham, North Carolina, and each person spends $100 there.

A one-time $5,000 infusion wouldn’t make a difference to Amazon, Costco or any other large retailer, but it could be enough to keep a local business afloat, Ariely says. Taking this action helps the group feel that they’re making a difference when so much of the world seems out of control.

“This is, to a large degree, a crisis of Main Street,” says Ariely, the bestselling author of books including “Predictably Irrational.” “We’re taking a retailer and we’re saying, ‘We’re giving you a little bit of breathing room.’”

In my latest for the Associated Press, how to wrest back control from the unpredictability of the pandemic.

Friday’s need-to-know money news

Today’s top story: Concerned about Coronoavirus? How to prepare your house, mind and bank account. Also in the news: 3 ways Millennials are getting money right, what to buy (and skip) in March, and 6 moves to make if you’ve saved more than $1,000 in your checking account.

Concerned About Coronavirus? How to Prepare Your House, Mind and Bank Account
Practical steps.

3 Ways Millennials Are Getting Money Right
Forget the avocado toast trope.

What to Buy (and Skip) in March
Deep discounts on tax software.

If You’ve Saved More Than $1,000 in Your Checking Account, Make These 6 Moves
Don’t let it sit there.

Friday’s need-to-know money news

Today’s top story: 6 empowering money moves to boost your financial confidence. Also in the news: Credit card fees likely to hit $40 in 2020, when everything will go on sale in 2020, and why saving for retirement is about to get easier.

6 Empowering Money Moves to Boost Your Financial Confidence
A confidence boost for the new year.

Credit Card Late Fees Likely to Hit $40 in 2020
The case for autopay.

Here’s When Everything Will Go on Sale in 2020
Shop strategically.

Saving for Retirement Is About to Get Easier
Introducing the SECURE Act.

Friday’s need-to-know money news

Today’s top story: Stressed to Pick the Best? Try ‘Good Enough’ money decisions instead. Also in the news: How to get your credit disaster-ready, 7 budgeting tips for every type of budgeter, and 9 money moves every new grad should make.

Stressed to Pick the Best? Try ‘Good Enough’ Money Decisions Instead
When good is good enough.

How to Get Your Credit Disaster-Ready
Be ready for emergencies.

7 Budgeting Tips for Every Type of Budgeter
Finding the right approach.

9 Money Moves Every New Grad Should Make
Welcome to the beginning of your financial life.

Thursday’s need-to-know money news

Today’s top story: 3 ways a separate credit card could soup up your side hustle. Also in the news: Travel insurance and winter weather woes, exercise options besides an annual gym membership, and 15 money moves to make in 2019.

3 Ways a Separate Credit Card Could Soup Up Your Side Hustle
Double-dip on rewards.

Will Travel Insurance Cover Winter Weather Woes?
What to know before you book.

Exercise Options Besides an Annual Gym Membership
Cheaper alternatives.

15 money moves to make in 2019
Spending less and saving more.

Thursday’s need-to-know money news

Today’s top story: What to do if the new tax law changes your paycheck. Also in the news: The smartest way to use gift cards, giving up your brick-and-mortar bank, and smart money moves for Black Americans in financial distress.

What to Do If the New Tax Law Changes Your Paycheck
What to look out for.

The Smartest Way to Use Gift Cards
How to get the most value.

Can You Afford to Give Up Your Brick-and-Mortar Bank?
Making the switch to mobile banking.

Smart Money Moves for Black Americans in Financial Distress
Fighting against income disparity.

Wednesday’s need-to-know money news

Today’s top story: How to max out your Roth IRA in 2018. Also in the news: Why smarter cars aren’t saving us money on car insurance, 4 tax breaks that could help those caring for elderly parents, and 5 money moves that will help you retire early.

How to Max Out Your Roth IRA in 2018
Tips to keep you on track.

Why Smarter Cars Aren’t Saving Us Money on Car Insurance
Need a little more time.

If You’re Caring for Elderly Parents, 4 Tax Breaks May Help
See what’s available to you.

5 Money Moves That Will Help You Retire Early
Strategic planning.