Wednesday’s need-to-know money news

Today’s top story: Grace period over? Refinance these student loans ASAP. Also in the news: smart tactics for Millennials flocking to buy life insurance, how senior insulin users may benefit from Medicare savings model, and how to stay on track with a budget calendar.

Grace Period Over? Refinance These Student Loans ASAP
New graduates shouldn’t wait to see if they can refinance their private student loans.

Smart Tactics for Millennials Flocking to Buy Life Insurance
Millennials applying for life insurance can skip medical exams, simplify the process and pay less than they expect

Insulin Users May Benefit From Medicare Senior Savings Model
Seniors with diabetes may pay less for insulin with this program, which debuts in some Medicare drug plans in 2021.

Stay on Track With a Budget Calendar
One day at a time.

Wednesday’s need-to-know money news

Today’s top story: Average retirement savings by age and why you need more. Also in the news: The best places to stash your cash for short, medium and long-term goals, smart tactics for millennials flocking to buy life insurance, and how get ready for gift card scams this season.

Average Retirement Savings by Age and Why You Need More
In general, Americans aren’t saving enough for retirement. Are you?

The best places to stash your cash for short, medium and long-term goals
The many options depend on how much you hope to earn, and how far away your savings goal is

Smart tactics for millennials flocking to buy life insurance
Planning for tomorrow

Get Ready for Gift Card Scams This Holiday Season
Scams never take a holiday.

Wednesday’s need-to-know money news

Today’s top story: Are you saving money in the right place? Also in the news: Why it’s time to dump home buyer love letters, can you be denied life insurance for smoking weed, and 5 fresh kitchen backsplash ideas.

Are You Saving Money in the Right Place?
What to consider when you’re stashing your savings.

Why It’s Time to Dump Home Buyer Love Letters

Can You Be Denied Life Insurance for Smoking Weed?
You might have to shop around.

5 Fresh Kitchen Backsplash Ideas
A stylish and functional backsplash can breathe new life into your kitchen.

Tuesday’s need-to-know money news

Today’s top story: Is it harder for seniors to get credit cards? Also in the news: Factoring in fees on grocery, delivery, what to do if losing your job means losing your life insurance, and there’s still time to claim your missing $500 stimulus for dependents.

Is It Harder for Seniors to Get Credit Cards?
Even with more time to build history, seniors may have a hard time getting credit.

For grocery delivery, add fees to the list
Convenience comes at a cost.

What to do if losing your job means losing life insurance
Examining your options.

There’s Still Time to Claim Your Missing $500 Stimulus for Dependents
Another opportunity to get your stimulus.

Wednesday’s need-to-know money news

Today’s top story: What a payroll tax deferral may mean for your paycheck and taxes. Also in the news: 4 ways to end your car lease early, what to do if losing your job means losing life insurance, and don’t skip these estate planning moves during the pandemic.

What a Payroll Tax Deferral May Mean for Your Paycheck and Taxes
Things to keep in mind.

4 Ways to End Your Car Lease Early
You can transfer your lease, sell to a dealer or take out a loan to buy the car and then sell it yourself.

What to do if losing your job means losing life insurance
Consider your needs.

Don’t Skip These Estate Planning Moves During Coronavirus
Important moves to consider right now.

Friday’s need-to-know money news

Today’s top story: How to get cash from your life insurance policy. Also in the news: How to manage your credit score during a crisis, how to tell if your financial advisor is really helping you, and how much a credit card cash advance will really cost you.

How to Get Cash From Your Life Insurance Policy
Four ways to tap into your policy.

How to Manage Your Credit Score During a Crisis
Strategic choices.

Crisis Test: Is Your Financial Advisor Really Helping You?
Are your best interests being put first?

Here’s What a Credit Card Cash Advance Will Really Cost You
Check that APR.

Tuesday’s need-to-know money news

Today’s top story: What to know about buying life insurance during the Coronavirus pandemic. Also in the news: How to earn passive income, deferring a personal loan payment, and how to sell your home during the Coronavirus shutdown.

Buying Life Insurance? What to Know During the Coronavirus Pandemic
It’s not too late for most people to still get coverage.

What Is Passive Income, and How Do I Earn It?
Making money without the pressure of a full-time job.

Can’t Pay Your Personal Loan? Here’s How Deferment Works
The stress relief is only temporary.

How to Sell Your Home During the Coronavirus Shutdown
Get ready to go virtual.

Tuesday’s need-to-know money news

Today’s top story: Cashing out 401(k) due to COVID-19? Consider these things first. Also in the news: How one man paid off almost $37,000 of debt, what you need to know about COVID-19 and life insurance, and removing late payments from your credit report with a goodwill letter.

Cashing Out a 401(k) Due to COVID-19? Consider These Things First
Don’t make a rash decision.

How I Ditched Debt: Trimming Small Expenses to Achieve a Big Goal
How one man paid off almost $37,000 of debt.

Life insurance and COVID-19: What you need to know
Taking a look at the exceptions.

Remove Late Payments From Your Credit Report With a Goodwill Letter
It never hurts to ask.

Monday’s need-to-know money news

Today’s top story: Does life insurance cover deaths from Coronavirus? Also in the news: Everything you need to know about Coronavirus stimulus checks, how expanded Coronavirus unemployment benefits work, and what to do if you can’t pay rent this month.

Does Life Insurance Cover Deaths From Coronavirus?
Looking at the exceptions.

Coronavirus Stimulus Checks: How Much You May Get and When
All the details.

How Expanded Coronavirus Unemployment Benefits Work
Independent contractors are covered.

What to Do if You Can’t Pay Rent This Month
Face the problem head-on.

Monday’s need-to-know money news

Today’s top story: Don’t make these big life insurance blunders. Also in the news: Bail on your big bank for better savings returns, Macy’s Black Friday ad, and a new banking scam to watch out for.

Don’t Make These Big Life Insurance Blunders
Common mistakes financial planners see.

For Better Savings Returns, Bail on Your Big Bank
Look small and local.

Macy’s Black Friday 2018 Ad, Deals and Store Hours
Department store deals.

Watch Out for This New Banking Scam
This one comes via text.