Thursday’s need-to-know money news

Today’s top story: The checks that could change your financial life. Also in the news: Should you sign up for Medicare if you’re 65 and still working, 6 signs you’re about to overpay for life insurance, and 7 products being slammed by inflation.

The Checks That Could Change Your Financial Life
A temporary boost to the child tax credit can help fuel emergency savings, cut debt and build financial stability.

Should You Sign Up for Medicare If You’re 65 and Still Working?
Signing up for Medicare at 65 may make sense even if you have private insurance through your or your spouse’s job.

6 Signs You’re About to Overpay for Life Insurance
If you focus on convenience or a policy’s extra benefits, you might pay too much. Here’s what to look out for.

7 Products Being Slammed by Inflation (and How to Avoid Spending More)
From computer chips to steaks.

Monday’s need-to-know money news

Today’s top story: 6 signs you’re about to overpay for life insurance. Also in the news: A new episode of the Smart Money podcast on big purchases and overcoming money guilt, 53% of Americans support expanding Medicare benefits, and avoid penalties by filing for a tax extension.

6 Signs You’re About to Overpay for Life Insurance
If you focus on convenience or a policy’s extra benefits, you might pay too much. Here’s what to look out for.

Smart Money Podcast: Big Purchases and Overcoming Money Guilt
How to use credit cards to cover big purchases.

53% of Americans Support Expanding Medicare Benefits, Survey Finds
Some potential Medicare changes are more popular than others, according to a new NerdWallet poll.

Avoid Penalties by Filing for a Tax Extension
The deadline is midnight tonight.

Monday’s need-to-know money news

Today’s top story: 5 pandemic-driven financial habits worth keeping. Also in the news: A new episode of the Smart Money podcast on spring cleaning and COVID taxes, life insurance options when living with HIV, and be on the lookout for streaming service price hikes.

5 Pandemic-Driven Financial Habits Worth Keeping
Americans have picked up new financial habits during the pandemic, and continuing them could boost their finances.

Smart Money Podcast: Spring Cleaning and COVID Taxes
Tidy up your digital life.

Living With HIV? Life Insurance Is Available but Limited
People living with HIV have options, but strict requirements make coverage difficult to secure.

Watch Out for These Streaming Service Price Hikes
Streaming is getting costlier.

Tuesday’s need-to-know money news

Today’s top story: Why buying life insurance for your parents can make financial sense. Also in the news: A new episode of the Smart Money podcast on the 50/30/20 budget, one person’s no-spending month results, and when to hire a tax professional.

Why Buying Life Insurance for Your Parents Can Make Financial Sense
Life insurance can help offset the costs of your parents getting older, but you’ll need their help to get it.

Smart Money Podcast: Money News You Missed and the 50/30/20 Budget
Breaking down the budget numbers.

I Stopped Spending for a Month, and You Can Too
One person’s success story.

When to Hire Someone to Do Your Taxes
When it’s time to call in the pros.

Monday’s need-to-know money news

Today’s top story: Discriminatory practices leave Black Americans with less life insurance. Also in the news: How to keep your student loan payment at $0, a new episode of the Smart Money podcast on the lessons learned from Gamestop, and how to protect yourself from gas pump skimmers.

Discriminatory Practices Leave Black Americans With Less Life Insurance
Years of discrimination have led to a life insurance coverage gap between Black and white Americans.

How to Keep Your Student Loan Payment at $0
Take a look at income-driven repayment.

Smart Money Podcast: GameStop Lessons and Talking About Money With Your Partner
Understanding what the heck happened with Gamestop.

How to Protect Yourself From Gas Pump Skimmers
Scammers never rest.

Wednesday’s need-to-know money news

Today’s top story: Unpacking the myths of investing in the stock market. Also in the news: A new episode of the Smart Money podcast on buying cryptocurrency and tackling debt, life insurance companies are becoming more marijuana-friendly, and asking for reconsideration after being denied a credit card.

Unpacking the Myths of Investing in the Stock Market
These stock market myths have no place in your portfolio.

Smart Money Podcast: Buying Crypto and Dealing With Debt
Understanding cryptocurrency and how to tackle your debt head on.

Smoke Weed and Need Life Insurance? Some Companies Are Cool With Marijuana
Not every life insurer is willing to cover marijuana users, but some don’t mind — provided it isn’t a daily habit.

Call a Reconsideration Line for a Second Chance at a Credit Card
Taking a second look.

Friday’s need-to-know money news

Today’s top story: Got life insurance? You may not have enough. Also in the news: An investing workaround for possible higher taxes post-election, get ahead of holiday debt by setting a payoff plan, and teens are calling for more personal finance education to bridge the economic opportunity gap in America.

Got Life Insurance? You May Not Have Enough
Your workplace life insurance policy may not be enough if anyone relies on your income or the care you provide.

Expecting Higher Taxes Post-Election? Consider This Investing Workaround

Get Ahead of Holiday Debt by Setting a Payoff Plan

Teens call for more personal finance education to bridge economic opportunity gap in America
Making a more equitable future.

Got life insurance? You may not have enough

You probably need life insurance if your death would cause financial hardship to someone else. If the only coverage you have is through your job, though, you may not have enough.

In my latest for the Associated Press, find out why the pandemic has made buying life insurance somewhat easier and why it may be cheaper than you think.

Thursday’s need-to-know money news

Today’s top story: Life and money lessons from the pandemic. Also in the news: Life insurance shoppers lose interest when COVID-19 cases drop, how to save the holidays, and how to spend your extra FSA money.

Life and Money Lessons From the Pandemic
We’ve taken stock of procrastination’s costs, embraced virtual work and play, and are growing our emergency funds.

Life Insurance Shoppers Lose Interest When COVID-19 Cases Drop
Some Americans say they skipped life insurance as cases fell in their area, a survey finds — but the need may still exist.

How to Save the Holidays: More Joy, Less Cash
If your gift list exceeds your budget, try these tips for discounts, rewards, cash back, creativity and delight.

How to Spend Your Extra FSA Money
You have more spending options.