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Credit Cards

How to deal with your debt

July 31, 2013 By Liz Weston

Zemanta Related Posts ThumbnailDebt may be a four-letter word, but it’s not necessarily the enemy. Some debts are much, much worse than others, and knowing which to tackle first can leave you richer.

That’s the central idea of my book “Deal with Your Debt,” and I go into more detail in this interview with Experian’s Mike Delgado. (Also, you’ll get a great view of one of our bedrooms…I couldn’t get my laptop to cooperate with Google Hangout, so I had to resort to the desktop.)

We covered a bunch of topics, including:

  • What you need to know about getting, and paying off, student loans
  • Why retirement has to be your top financial goal (yes, even ahead of paying off debt)
  • What debts to tackle first and
  • When to consider filing for bankruptcy

…and much more.

Filed Under: Liz's Blog Tagged With: Bankruptcy, Budgeting, college costs, college students, Credit Cards, Credit Scores, debt, debt reduction, pay down debt, Retirement, retirement savings, Student Loans

Monday’s need-to-know money news

July 29, 2013 By Liz Weston

Education savingsHow to avoid credit card rejection, getting your kids and their money ready college, and how to keep identity thieves out of your mail.

How Not to Get Rejected For a Credit Card
Tips on how to avoid the pain of rejection.

How to Keep Telemarketers at Bay

Ways to finally stop those annoying phone calls.

Four Money Conversations Parents Need to Have with Freshmen

Preparing your kids for their first real taste of freedom.

Junk Mail Poses Identity Theft Risks
Think twice before tossing away that solicitation.

5 Reasons You’re Earning More Money and You’re Still Miserable
Discover the science behind money and emotions.

Filed Under: Liz's Blog Tagged With: behavioral economics, Credit Cards, Identity Theft, kids and money

Friday’s need-to-know money news

July 26, 2013 By Liz Weston

Wire cutterWhy would should wait to go school shopping, avoiding overdraft fees, how to prepare yourself for the joys of homeowning and reasons why you’ll drop cable soon.

Hold Off on Back-to-School Shopping
Those great deals could be even greater in August.

Four Ways to Avoid Hefty Overdraft Fees
Don’t let a $10 check become a $35 fee.

How to Protect Yourself Against Credit Card Discrimination
What to do when your rejection has nothing to do with your credit score.

So You Wanna Be a First-Time Homebuyer?
Mistakes to avoid when taking the leap.

5 More Reasons You’ll Be Cutting Your Cable TV Cord Next Year
Dropping your cable company is becoming easier.

Filed Under: Liz's Blog Tagged With: back to school, banking, cable, cable television, Credit Cards, cutting the cord, first-time homebuyer, home buying, homeownership, overdrafts, renting

Thursday’s need-to-know money news

July 25, 2013 By Liz Weston

Credit card backgroundHidden credit card charges, moving on from Grandpa’s investment strategy, and why everyone should plan to retire early.

Hidden Credit Card Charges: Are You At Risk?
Be on the lookout for “grey charges”.

How to Improve Your Credit History
Credit mistakes don’t have to follow you forever.

Four Ways Not to Invest Like Your Grandfather
An ever-changing economy may require a different portfolio strategy.

Why Everyone Should Aspire to Early Retirement
How planning ahead for retirement keeps you financially focused

10 Dumb Things You Do With Credit Cards
Small mistakes could have big consequences.

Filed Under: Liz's Blog Tagged With: Credit Cards, Investing, Retirement

Tuesday’s need-to-know money news

July 23, 2013 By Liz Weston

california lottery ticketHelping your kids out of credit card trouble, what to do with the $500 you just won on a scratch ticket, and protecting your home while you’re on vacation.

My Kid’s in Credit Card Debt. What Do I Do?
The best way to help your kid begin to manage their debt.

How to Replace Important Documents
Whether lost to thieves or mother nature, these steps will help you replace your vital documents.

What the Unbundling of Airline Fees Means for Your Wallet
Want a guaranteed window seat? It’s going to cost you.

Jackpot! Six Tips to Managing a Windfall
Someone has to win the lottery eventually!

Are You Leaving the Door Open to Thieves?
Don’t come home to a nightmare after your vacation.

Filed Under: Liz's Blog Tagged With: Credit Cards, kids and money, vacation, windfalls

Monday’s need-to-know money news

July 22, 2013 By Liz Weston

Morning at homeBaby Boomers are facing a different kind of retirement, how canceling credit cards impacts your credit score, how the new home office deduction may reduce your taxes and what happens to joint accounts when a parent declares bankruptcy.

Why Boomers May Not Retire like Their Parents

Is the baby boom generation about to fizzle?

Prepaid Cards that Take a Bite Out of Your Paycheck
Transaction fees could be eating away at your paycheck.

How Canceled Credit Cards Impact Credit Scores
Could cutting up your card affect your credit score?

Here’s What the New Home Office Tax Deduction Method Means
Important information for those who work from home.

Will Filing Bankruptcy Hurt My Children’s Credit?
When sharing credit card accounts becomes a problem.

Filed Under: Liz's Blog Tagged With: Bankruptcy, Credit Cards, Credit Scores, home office deduction, Retirement, Taxes

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