Get smart with your money
Today’s top story: The death of the 20% mortgage down payment. Also in the news: What you need to know about P2P payment apps, working beyond 65, and 5 cars that cost the lowest to insure.
The 20% Mortgage Down Payment Is Dead
R.I.P
Ditching Cash for P2P Payment Apps? 3 Things to Know
The world of digital currency.
Working Beyond 65 — Will You Want To Or Need To?
What the future holds.
5 cars that cost the least to insure
You don’t have to break the bank.
Starting July 1, the credit scores of up to 14 million people could begin to rise as credit reports are scrubbed of nearly all civil judgments and many tax liens.
Consumer advocates hail the data’s deletion as a long-overdue victory for people whose scores were unfairly dinged by inaccurate information. Others worry the changes could inflate the scores of risky borrowers and have a catastrophic impact on lenders.
People shouldn’t expect an immediate jump in their scores, however.
In my latest for the Associated Press, how the process will work and when you can expect to see changes.
Today’s top story: What to buy (and skip) in July. Also in the news: Conquering the fear of credit cards, 25 tips for first-time home buyers, and why Millennials can’t have nice things (or save any money.)
What to Buy (and Skip) in July
Timing is everything.
Conquer Fear of Credit Cards Now, Reap Benefits Later
Use them wisely.
25 Tips for First-Time Home Buyers
What to watch out for.
This is why millennials can’t have nice things (or save any money)
Curb the spending.
Today’s top story: How to assess your credit card needs after divorce. Also in the news: Generation Z is off to a strong start with credit, why your friend has a better credit score than you, and how to ensure your gift cards don’t go to waste.
How to Assess Your Credit Card Needs After Divorce
How to determine what you need.
‘Gen Z’ Off to Strong Start With Credit, Analysis Shows
The fiscally responsible generation?
Why Your Friend Has a Better Credit Score Than You
Sifting through the possibilities.
How to ensure your gift cards don’t go to waste
Don’t toss away free money.
Today’s top story: 5 times your credit card issuer can raise your interest rates. Also in the news: 3 DIY options for making a will online, how to split insurance in a divorce, and how much you can make in the freelance economy.
5 Times Your Credit Card Issuer Can Raise Your Interest Rate
How to avoid the bump.
Making a Will Online: 3 DIY Options
Doing it yourself.
How to Split Insurance in a Divorce
Deciding who gets what.
How Much Money Can You Make in the Freelance Economy?
Setting your own schedule.
Today’s top story: 5 questions when shopping for a brokerage account. Also in the news: Is a robo-advisor right for you, why higher prices are squeezing both buyers and renters, and how a wife got her family out of $40,000 in debt.
5 Questions When Shopping for a Brokerage Account
What you need to know.
What Is a Robo-Advisor and Is One Right for You?
A different type of financial advisor.
Higher prices squeezing both renters and would-be homeowners
A housing shortage in parts of America is leading to higher prices.
A ‘good wife’ who secretly got her family $40,000 in debt shares how she climbed back to even
You can climb back, too.