Today’s top story: What to buy (and skip) in July. Also in the news: Conquering the fear of credit cards, 25 tips for first-time home buyers, and why Millennials can’t have nice things (or save any money.)

What to Buy (and Skip) in July
Timing is everything.

Conquer Fear of Credit Cards Now, Reap Benefits Later
Use them wisely.

25 Tips for First-Time Home Buyers
What to watch out for.

This is why millennials can’t have nice things (or save any money)
Curb the spending.