Get smart with your money
Your taxes in retirement may be a lot more complicated than taxes while you’re working.
Social Security checks may or may not be taxed, depending on your income. You’ll pay federal income taxes on most retirement plan withdrawals, but additional state taxes depend on where you live. Tax rates on investments can vary as well.
In my latest for the Associated Press, what to expect when you hit retirement age.
Today’s top story: Here’s how much you should have saved by 30. Also in the news: Taking the smart investor’s vow: to buy and to hold, getting real about the cost of an average retirement, and the MyHeritage hack affects 92 million customers.
Here’s How Much You Should Have Saved by 30
The magic number.
Take the Smart Investor’s Vow: to Buy and to Hold
In it for the long haul.
Let’s Get Real: What an Average Retirement Costs
Breaking down the numbers.
MyHeritage hack affects 92 million customers, reveals more risks with genealogy sites
Another day, another data breach.
Today’s top story: 5 proven ways to increase your home’s value. Also in the news: Paying off debt while saving for retirement, fresh ways to save some green at the farmer’s market, and how some employers are helping to pay student loans in order to attract workers.
5 Proven Ways to Increase Home Value
Enhancing your curb appeal and interior.
Q: Pay Off Debt or Save for Retirement? A: Both
You don’t have to choose.
Fresh Ways to Save Some Green at the Farmers Market
Avoiding high prices at the supermarket.
Employers Help Pay Student Loans to Attract Workers
Now that’s a perk.
Today’s top story: Here’s how Millennials can buy retirement income. Also in the news: How to hack your employee health benefits, simplifying the complex rules for flying with pets, and what President Trump’s banking deregulations mean for you.
Here’s How Millennials Can Buy Retirement Income
Introducing personal pensions.
How to Hack Your Employee Health Benefits
Getting the most from what your company offers.
3 C’s Simplify Complex Rules for Flying With Pets
What Trump’s Banking Deregulations Mean for You
What this means for your wallet.
Today’s top story: Why new grads shouldn’t snooze and lose on their employer’s 401(k). Also in the news: Ditching debt by working side gigs, how to decide if that life insurance rider is worth it, and how freelancers can save for retirement beyond an IRA.
New Grads, Don’t Snooze and Lose on Your Employer’s 401(k)
One of the biggest steps you’ll take in your new financial life.
How I Ditched Debt: Paying With Cash, Working Side Gigs
One man’s experience paying down his debt.
How to Decide If That Life Insurance Rider Is Worth It
A look at the extra benefits.
How Freelancers Can Save for Retirement Beyond an IRA
Other options to consider.
Today’s top story: How to save money by thinking like a college student. Also in the news: What an average retirement costs, how soon should you worry about your credit, and how to budget for your kids’ summer vacation.
Save Money by Thinking Like a College Student
You can skip the ramen.
Let’s Get Real: What an Average Retirement Costs
Breaking down the numbers.
Ask Brianna: I’m 18. Should I Worry About My Credit Yet?
It’s never too soon.
How to Budget for Your Kids’ Summer Vacation
Summer can get very pricey.