Wednesday’s need-to-know money news

Today’s top story: One travel hacker’s favorite sweet spot redemptions. Also in the news: How your credit moves could send the wrong signal about you, how student loan fees work and what they cost, and MoviePass exposes credit card data of thousands of users.

One Travel Hacker’s Favorite Sweet Spot Redemptions
Stretching your miles further.

Do Your Credit Moves Send the Wrong Signal About You?
How to make sure you’re on the same page.

How Student Loan Fees Work and What They Cost
Don’t be caught by surprise.

MoviePass exposes credit card data of thousands of users
Check your accounts ASAP.

Tuesday’s need-to-know money news

Today’s top story: How to protect yourself after the Capital One data breach. Also in the news: Things to watch out for in the Equifax data breach settlement, why you need a midyear budget check-in, and how much you’ll need to invest each month in order to retire with a million dollars.

How to Protect Yourself After the Capital One Data Breach
Over 100,000,000 U.S. customers affected.

Equifax Data Breach Settlement: Scammers, Site Glitches, and Why You Won’t Get $125
Watch out for scammers.

Why You Need a Midyear Budget Check-In
Assessing where you’re at before the holidays.

How much you’ll need to invest each month to retire with a million dollars at age 20, 30, 40 and beyond
Charting your progress.

Monday’s need-to-know money news

Today’s top story: What you might get from the Equifax data breach settlement. Also in the news: 5 logical credit moves that can lead to trouble, 8 money mistakes newlyweds make, and how to decide if you should get a cash-back credit card.

What You Might Get From the Equifax Data Breach Settlement
150 million consumers were affected.

5 ‘Logical’ Credit Moves That Can Lead to Trouble
Common sense doesn’t always apply.

8 Money Mistakes Newlyweds Make
Don’t start off married life on the wrong foot.

Should You Get a Cash-Back Credit Card?
How to decide which card is best for you.

Friday’s need-to-know money news

Today’s top story: This winter, your credit should freeze, too. Also in the news: Nerd100 – Celebrating the best-of-the-best personal finance products, the best student loan refinance companies, and finding hospital price lists.

This Winter, Your Credit Should Freeze, Too
Surviving the credit breaches.

Nerd100: Celebrating the Best-of-the-Best Personal Finance Products
See who made the list.

Best Student Loan Refinance Companies
The results are in.

Hospitals must list prices online — now all you have to do is find them
They don’t make it easy.

Friday’s need-to-know money news

Today’s top story: Get to know your 401(k) plan. Also in the news: How one couple ditched debt, having the talk about college costs with your teen, and what to do if you’re affected by Marriott’s huge data breach.

Get to Know Your 401(k) Plan
Everything you need to know.

How I Ditched Debt: ‘We Have Choices Again’
One couple’s story.

Having ‘The Talk’ About College Costs With Your Teen
Keeping expectations in check.

What to Do If You’re Affected by Marriott’s Data Breach
Over 500,000,000 customers are affected.

Wednesday’s need-to-know money news

Today’s top story: Here’s how much you should have saved by 30. Also in the news: Taking the smart investor’s vow: to buy and to hold, getting real about the cost of an average retirement, and the MyHeritage hack affects 92 million customers.

Here’s How Much You Should Have Saved by 30
The magic number.

Take the Smart Investor’s Vow: to Buy and to Hold
In it for the long haul.

Let’s Get Real: What an Average Retirement Costs
Breaking down the numbers.

MyHeritage hack affects 92 million customers, reveals more risks with genealogy sites
Another day, another data breach.

Monday’s need-to-know money news

Today’s top story: When to ignore credit card advice. Also in the news: More Wells Fargo refunds are coming after $1 billion fine, how SunTrust customers can protect themselves after data breach, and how to live it up without going broke before you die.

When to Ignore Credit Card Advice
Conventional wisdom doesn’t always apply.

More Wells Fargo Refunds Coming After $1 Billion Fine
Auto and home loan customers could have money coming to them.

How SunTrust Customers Can Protect Themselves After Data Breach
Another day, another data breach.

How to live it up without going broke before you die
You deserve to have some fun.

Thursday’s need-to-know money news

Today’s top story: Why tax refunds aren’t fun anymore. Also in the news: 12 first-time home buyer mistakes and how to avoid them, 9 easy ways to earn travel rewards you’ll actually use, and Equifax says hackers stole more info than previously reported.

Why Tax Refunds Aren’t Fun Anymore
No more splurging.

12 First-Time Home Buyer Mistakes and How to Avoid Them
Avoiding the pitfalls.

9 Easy Ways to Earn Travel Rewards You’ll Actually Use
These rewards won’t collect dust.

Equifax says hackers stole more than previously reported
Roughly 2.4 million more.

Wednesday’s need-to-know money news

Today’s top story: It’s tax scam season. Here’s when to call shenanigans. Also in the news: Starting with a budget when planning a wedding, how to find good, cheap stocks, and a major data breach at the Marine Forces Reserve.

Planning a Wedding? Start With the Budget
Setting reasonable expectations.

It’s Tax Scam Season. Here’s When to Call Shenanigans
Pay close attention.

4 Steps to Finding Good, Cheap Stocks
Tips for beginners.

Major data breach at Marine Forces Reserve impacts thousands
Social Security numbers, banks transfers and other personal info has been leaked.

Equifax just changed the rest of your life

Adding freezes to your credit reports is an appropriate response to the massive Equifax database breach that exposed the private information of 143 million Americans.

Don’t make the mistake of thinking those freezes will keep you safe, however.

Credit freezes lock down your credit reports in a way that should prevent “new account fraud,” or bogus accounts being opened in your name. But there are so many other ways the bad guys can use the information they stole, which included Social Security numbers, birthdates, addresses and some driver’s license numbers. In my latest for the Associated Press, find out the other ways the Equifax breach will affect your life for years to come.