Wednesday’s need-to-know money news

Today’s top story: The myths and realities of building your credit. Also in the news: What to expect if you test positive for COVID while traveling abroad, how to handle a top travel concern that emerged this summer, and how to tell if your employer’s 401(K) plan is any good.

Building Your Credit: Myths and Reality
Separating truth from fiction.

What to Expect If You Test Positive for COVID While Traveling Abroad
Testing positive while abroad can be expensive, stressful and, quite frankly, kind of boring.

How to Handle a Top Travel Concern That Emerged This Summer
Overcrowding tops the list of concerns for travelers, but there are steps you can take to avoid a wait.

How to Tell If Your Employer’s 401(k) Is Actually Good
Any 401(k) plan with a match is better than nothing—but here’s how to know whether yours is among the best.

Tuesday’s need-to-know money news

Today’s top story: Will travel costs change as vaccines roll out? Also in the news: How to pick the right credit card for a major purchase, why your dog needs liability insurance even if they’re perfect, and how to save money by knowing your credit card’s closing date.

Will Travel Costs Change as Vaccines Roll Out?
With travel demand likely to increase, the price of flights and hotels will also rise if travelers wait to book.

How to Pick the Right Credit Card for a Major Purchase
That big-ticket item could earn you loads of rewards, or you could snag a lengthy no-interest period to pay off the purchase.

Why Your Dog Needs Liability Insurance Even if She’s Perfect
Personal liability, umbrella and animal liability coverage can keep your finances safe if your dog hurts someone.

Save Money by Knowing Your Credit Card’s ‘Closing Date’
Payment due date vs. closing date.

Wednesday’s need-to-know money news

Today’s top story: Spring travel ahead? One airline is prioritizing customer safety. Also in the news: Considering elite airline status in 2021, taking some of the mystery out of buying a house sight unseen, and how to build your credit without a credit card.

Spring Travel Ahead? One Airline Is Prioritizing Customer Safety
Delta is now the only major airline blocking middle seats on all domestic flights through the spring.

Is Airline Elite Status Worth Considering in 2021?
The requirements to earn elite status are lower this year, so it’s easier to get these perks for 2021 and 2022.

Take Some of the Mystery Out of Buying a House Sight Unseen
Finding the right agent and getting help from others on the ground can help you buy a house even if you can’t visit it in person.

How to Build Your Credit Without a Credit Card
Credit builder loans can help.

Thursday’s need-to-know money news

Today’s top story: Will you really run out of money in retirement? Also in the news: What to do if your mortgage forbearance is ending, 5 home remodeling trends to watch for 2021, and how to pay your medical bills without crowdfunding.

Will You Really Run Out of Money in Retirement?
Most people adjust spending to stretch their resources, but you can proactively get help now to ease your worries.

The Property Line: Mortgage Forbearance Ending? Here Are Your Options
When your mortgage forbearance ends, options will include extension, repayment or deferment, and will vary by loan type.

5 Home Remodeling Trends to Watch for in 2021
Say goodbye to neutrals and open floor plans and hello to mood-lifting color and a place for everyone.

How to Pay Your Medical Bills Without Crowdfunding
The limits of crowdfunding.

Friday’s need-to-know money news

Today’s top story: How to reclaim money lost to COVID disruptions. Also in the news: How phone calls can save you money, start early to get your house retirement-ready, and which states have extended their tax deadlines.

It’s Not Too Late to Reclaim Money ‘Lost’ to COVID Disruptions
A chargeback can be a helpful tool, particularly if the pandemic has affected the delivery of a good or service. But there are rules and limits to be aware of.

Deep Breath and Dial: How Phone Calls Can Save You Money
It’ll take a little patience.

Start Early to Get Your House Retirement-Ready
Most homes aren’t ready for “aging in place,” but you could take steps now to make your home better for retirement.

Which States Have Extended Their Tax Deadlines?
See if yours is on the list.

Thursday’s need-to-know money news

Today’s top story: The tax credit fix many can’t afford to miss. Also in the news: Being the first in the family to invest, how to right your retirement savings after coronavirus setbacks, and why your credit karma score seems to high.

The Tax Credit Fix Many Can’t Afford to Miss
Working families could miss out on the refundable tax credits they need to make ends meet.

First in the Family to Invest: How I Saved Almost $700K
Frugality and a commitment to invest at least 20% of his earnings have paid off for this Missouri man.

How to Right Your Retirement Savings After Coronavirus Setbacks
For investors whose retirement savings have been disrupted by the pandemic, there’s a path to replenishment in 2021 and beyond.

Why Your Credit Karma Score Seems Too High
Not all scores are the same.

Thursday’s need-to-know money news

Today’s top story: Start 2021 off strong with these smart money moves. Also in the news: What COVID-related credit card help is available in 2021, how businesses can apply for a second PPP loan, and Medicare Advantage open enrollment begins.

Start 2021 Off Strong With These Smart Money Moves
Money resolutions can include filing taxes early, reviewing spending and saving more for retirement.

What COVID-Related Credit Card Help Is Available in 2021?
Most card issuers continue to offer help to those affected by the pandemic — but it’s up to you to ask for it.

How Businesses Can Apply for a Second PPP Loan
Certain hard-hit businesses are eligible to receive a second PPP loan under the new COVID relief package.

Medicare Advantage Open Enrollment Lets You Switch Plans
The annual period runs from Jan. 1 to March 31.

Thursday’s need-to-know money news

Today’s top story: Life and money lessons from the pandemic. Also in the news: Life insurance shoppers lose interest when COVID-19 cases drop, how to save the holidays, and how to spend your extra FSA money.

Life and Money Lessons From the Pandemic
We’ve taken stock of procrastination’s costs, embraced virtual work and play, and are growing our emergency funds.

Life Insurance Shoppers Lose Interest When COVID-19 Cases Drop
Some Americans say they skipped life insurance as cases fell in their area, a survey finds — but the need may still exist.

How to Save the Holidays: More Joy, Less Cash
If your gift list exceeds your budget, try these tips for discounts, rewards, cash back, creativity and delight.

How to Spend Your Extra FSA Money
You have more spending options.