Thursday’s need-to-know money news

Today’s top story: 8 rules for saving, borrowing, and spending money. Also in the news: How purchase plans pay advances could change in 2022, how to find the hidden costs of starting a small business, and 1 in 5 Americans are saving less for retirement due to Covid.

8 Rules for Saving, Borrowing and Spending Money
The best personal finance advice is tailored to your individual situation.

How Purchase Plans and Pay Advances Could Change in 2022
BNPL and paycheck advance companies may draw the attention of competitors and regulators in 2022.

How to Find the Hidden Costs of Starting a Small Business
Discover some of the expenses to plan for when launching a business and how to learn about industry-specific costs.

1 in 5 Americans are saving less for retirement due to Covid
For those playing catch up, there are ways to get back on track, and free resources to help.