Notes from London

In Los Angeles, a 10 percent chance of rain in the forecast means it’s not going to rain. In London, a 10 percent chance of rain means it will rain 10 percent of the day. At least that’s my conclusion after our recent week tourizing that fine city. Each morning, we made sure to pack […]

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Wednesday’s need-to-know money news

Today’s top story: The increase in student loan interest rates. Also in the news: Safeguarding your retirement, making sure your finances are marriage ready, and protecting your identity while on vacation. Student Loan Rates Rise Today: Will You Be Paying More? Find out how much more you could be paying. How to Insure Your Retirement […]

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Tuesday’s need-to-know money news

Today’s top story: Five mid-year tax moves you should make right now. Also in the news: Why you should consider signing up later for social security, getting a late start on retirement savings, and why you should open a savings account. 5 Smart Mid-Year Tax Moves for Right Now Don’t wait until next year. Why […]

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Monday’s need-to-know money news

Today’s top story: How to help your adult child become financially independent. Also in the news: Keeping your credit data safe at the World Cup, what new grads need to know about renters insurance, and what to do when you can’t pay your student loans. How to Help an Adult Child Become Financially Independent It’s […]

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Q&A: Purchasing the right credit report

Dear Liz: I got my credit reports from http://www.annualcreditreport.com as you recommended in a recent column, but had to go through some hoops to get my actual credit score, which is the main thing I wanted. One of the bureaus required me to subscribe to its newsletter, which cost $29.95 a month after a seven-day […]

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Q&A: Bankruptcy and credit reports

Dear Liz: In February 2015, it will be seven years since my bankruptcy. I have worked hard to rebuild my credit, and my credit score is 735. What do I need to do to make sure my bankruptcy drops off at the seven-year mark? Answer: By federal law, most negative marks must be removed from […]

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Q&A: Financing a career change

Dear Liz: I am 48 and planning on a career change. I was looking at a culinary school website and it looks pretty exciting. It is a two-year, full-time program and the cost is about $65,000, which doesn’t cover the dorm or apartment expenses for living nearby. Of course, the institute’s counselor told me they […]

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Friday’s need-to-know money news

Today’s top story: The consequences of never checking your credit report. Also in the news: How your smart phone can help your budget, how bad America is at saving for college, and are memberships to big box stores worth it? What Happens if I Never Check My Credit Report? You really, really don’t want to […]

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Thursday’s need-to-know money news

Today’s top story: How to eat healthy while on a tight budget. Also in the news: Mistakes you’re making with your life insurance, why you should live like you’re already retired, and debunking credit card myths. 4 Ways to Eat Healthy on a Budget Healthy doesn’t have to mean expensive. 3 Costly Mistakes You Are […]

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Wednesday’s need-to-know money news

Today’s top story: How to build credit when you don’t want a credit card. Also in the news: Why you shouldn’t turn your 401(k) over to a broker, how to save on summer energy costs, and how to save on health care while you’re retired. How to Build Credit Without a Credit Card For those […]

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