Q&A: When to start taking Social Security

Dear Liz: You’ve often talked about delaying the start of Social Security benefits to maximize your check. But what about in the case of a widow? My husband died in 2006 at the age of 57. I will be 62 this year and could start receiving benefits based on his earnings. (I did not work […]

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Q&A: How to get the maximum in financial aid

Dear Liz: I’m having trouble finding information about how to structure my finances to get the maximum financial aid for my kids when they enter college. For example, will contributing to an IRA instead of a taxable investment account matter? Should I focus on paying off my mortgage or should I buy a bigger house […]

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Friday’s need-to-know money news

Today’s top story: Credit dangers faced by single parents. Also in the news: Financial advice on repeat, how saving for retirement is like sports, and the worst financial lessons kids learn from television. The Credit Dangers That Single Parents Face Building credit can be difficult. Why You Need to Hear the Same Financial Advice Over […]

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Thursday’s need to know money news

Today’s top story: How paying off your student loans could actually lower your credit score. Also in the news: What to expect from the Social Security Administration’s new strategy, how you could benefit from a financial pro, and why millennials still aren’t saving enough money. I Paid Off My Student Loans & My Credit Score […]

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Wednesday’s need-to-know money news

Today’s top story: Ten YouTube channels that can help you make and save money. Also in the news: How your 401(k) plan can help you decide when to take social security, how the seven deadly sins can hurt you financially, and what to do when you’re too rich for financial aid but too poor to […]

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Tuesday’s need-to-know money news

Today’s top story: Common credit mistakes that could ruin your mortgage. Also in the news: Starbucks will pay college tuition for all of its employees, a young person’s guide to getting rich, and what not to do with your credit cards during your summer vacation. 5 Credit Moves That Could Wreck Your Mortgage Common mistakes […]

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Monday’s need-to-know money news

Today’s top story: How to prove that a debt isn’t actually yours. Also in the news: How your credit score impacts your mortgage rate, the laws debt collectors must adhere to, and how to protect your identity during World Cup madness. How Can You Prove a Debt Isn’t Yours? How to determine if a debt […]

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Q&A: Closing credit cards with annual fees

Dear Liz: When I opened my airline-branded credit card almost 10 years ago, it was well worth the $50 annual fee. I was able to book many flights for free because of the miles I earned and the airline’s generous rewards program. However, I moved a few years ago to a location that is not […]

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Q&A: When to start Social Security when you don’t need it

Dear Liz: Most of the questions you answer about Social Security come from people who don’t have a lot of money saved. I agree with your advice that those people should delay starting benefits. That way their Social Security checks, which will be the bulk of their income in retirement, will be as large as […]

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Friday’s need-to-know money news

Today’s top story: Some surprising ways that identity theft can hurt you. Also in the news: How your credit card rewards can help pay for your vacation, ways to earn extra money at home, and the complicated tax rules of alimony. 9 Surprising Ways Identity Theft Can Hurt You Job hunting just got more complicated. […]

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