Will Apple make breaches obsolete?

If your credit or debit cards haven’t been compromised, you’re part of a shrinking demographic. Database breaches in recent months have exposed tens of millions of cards to potential fraud. But Apple’s new payment system has the potential to sidestep the bad guys and someday, perhaps, make breaches a thing of the past, according to […]

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Thursday’s need-to-know money news

Today’s top story: What to do when debt collectors harass you for someone else’s money. Also in the news: Online tools to help manage your money, what the new FICO 9 credit score could mean for those about to apply for mortgages, and seven ways you’re misusing your credit cards. Help! I’m Getting Debt Collection […]

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Wednesday’s need-to-know money news

Today’s top story: How to build your retirement nest egg on a small salary. Also in the news: Why Millennials are rejecting credit cards, tips on how to decide between saving money and paying off debt, and eight faster ways to pay off your student loans. How to Plan for Retirement When You Don’t Make […]

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Tuesday’s need-to-know money news

Today’s top story: How customizing your budget could be the key to success. Also in the news: Preparing yourself financially for a career change, products to make your teenagers money-savvy, and Home Depot confirms a months-long credit data breach. How to Do a Budget: Customization Is Key Tailoring your budget could be the key to […]

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Are you falling behind?

More than half of Americans—56 percent—say they’re falling behind financially, according to a new national survey by the Pew Research Center. That’s not surprising, given that a recent Census Bureau study concluded that most Americans are worse off financially than they were before the recession, despite gains in the stock market and home prices. Which […]

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Monday’s need-to-know money news

Today’s top story: How to get rewarded for being responsible with your credit cards. Also in the news: The hidden costs of a new job, tips on how to avoid credit fraud, and how you should and shouldn’t pay for college. 3 Credit Cards That Reward You for Being Responsible Paying on time has its […]

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Q&A: Repairing your credit score

Dear Liz: After a divorce, I had to start my life over at 62. I got three credit cards. Somehow, I failed to see the online bills for one of them and neglected to pay it. The company didn’t contact me until three months had passed. I got a letter saying the small balance ($130) […]

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Q&A: Waiting to claim Social Security benefits

Dear Liz: I am 64 and happily, gratefully receiving early Social Security benefits. My wife is 59, and when she turns 62 she will get half of my $1,650 monthly benefit. My question, though, is this: If she starts getting half of my benefit at 62, can she later switch to her own benefit? If […]

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Friday’s need-to-know money news

Today’s top story: The easy solution to our retirement savings crisis. Also in the news: How to supercharge your retirement savings, how long credit flaws will stay on your report, and why it’s time to start saving for the holidays. Our Retirement Savings Crisis—and the Easy Solution A slight bump in savings rates could be […]

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Thursday’s need-to-know money news

Today’s top story: Be on the lookout for deceptive balance transfer options. Also in the news: How to retire without a large nest egg, how to work less as you approach retirement, and how to raise a financially savvy teenager. Credit Card Companies Warned of Deceptive Balance Transfer Offers If it looks too good to […]

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