Q&A: Home remodel

Dear Liz: I would like to add on and remodel so my home will be nice for me when I retire in a few years (probably around age 65). I have a recently refinanced 30-year mortgage at 4.1%, but I’ve been making additional principal payments on a 20-year schedule. I think I can do what […]

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Q&A: Social Security benefits

Dear Liz: My husband and I will be retiring at the end of 2016. He will be 70 and will start taking his Social Security; I will be 65 soon after. Thanks to your advice, I plan to sign up to get 50% of his Social Security benefit when I’m 66 (my full retirement age) […]

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Monday’s need-to-know money news

Today’s top story: What you could buy with the money you’re paying in ATM fees. Also in the news: How to fix your investment portfolio by January, what you need to do before retirement, and how to make sure your assets go to the right people when you’re gone. What you could buy with the […]

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College refinancing options open up for parent PLUS loans

Parents who borrowed to put their kids through college now have several options to refinance their federal PLUS loans, including, in some cases, the ability to transfer their debt to those children. The situation is a sharp turnaround from the period after the financial crisis, when private lenders fled the student loan market and few […]

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Friday’s need-to-know money news

Today’s top story: The most affordable places to buy a home. Also in the news: Millions of T-Mobile customers have their data breached, five things you were never told about your home loan, and popular rules of thumb that can wreck your finances. The Most Affordable Places to Buy a Home in America Some of […]

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Thursday’s need-to-know money news

Today’s top story: Why October 1st is a big day for credit cards. Also in the news: The problem with the new credit card technology, identity theft protection, and free financial planning days. What’s Really Happening to Your Credit Card on Oct. 1? Introducing the credit card chip. The problem with America’s new credit card […]

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Wednesday’s need-to-know money news

Today’s top story: How to create a one-page financial plan. Also in the news: Money leaks you might be overlooking, why Fannie Mae is making it easier to get a loan, and how being frugal can sometimes backfire. When Simple Is Better: How To Create A One-Page Financial Plan Sticking to the basics. 10 Money […]

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Tuesday’s need-to-know money news

Today’s top story: Financial behaviors you don’t want to pass on to your kids. Also in the news: Facts that will change how you think about money, how to find a financial advisor, and how to choose between saving or paying off debt. 11 Financial Behaviors You Don’t Want Your Kids to Learn From You […]

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Monday’s need-to-know money news

Today’s top story: How to decide how much life insurance you really need. Also in the news: What you should know before opening a credit card, money habits that could save you thousands, and what you need to know before buying or leasing a car. How Much Life Insurance Do You Really Need? How to […]

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Q&A: The legitimacy of tax reduction companies

Dear Liz: I fell behind on making my quarterly estimated tax payments for a long list of reasons, and when I file my return, the IRS will find out. I have heard they can seize your IRAs, which I have but do not want to cash out to pay. I found a service on the […]

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