Get smart with your money
Dear Liz: I’m leaving my job later this month and am trying to decide what to do with my 401(k) account. Some of my friends say to leave it where it is, and others say to roll it into a traditional individual retirement account or Roth IRA. Which is best? Answer: You can’t roll a […]
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For a nation that needs more college graduates, we seem oddly hellbent on discouraging as many people as possible from getting degrees. We have not been able to contain the ever-rising cost, simplify needlessly complicated financial aid forms or protect lower-income aspirants from the for-profit colleges that want to fleece them. Then there are all […]
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Today’s top story: TransUnion is about to change the game for those without credit scores. Also in the news: Why managing your money seems terrifying, 12 things you should never do with your money, and money moves to make before the end of the year. 60 Million People Who Don’t Have a Credit Score Could […]
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Today’s top story: How to estimate your major medical costs. Also in the news: Financial planning for the child-free, steps to take before buying a car, and hacks to winterize your home and cut your heating bills. How to Predict the Size of Your Next Major Medical Bill Doing your research can save you from […]
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Today’s top story: Most Americans have less than $1,000 in savings. Also in the news: Financial goals for new millennial parents, money mistakes that could derail your retirement, and money moves to make before your 40th birthday. Most Americans have less than $1,000 in savings Potentially disastrous in more ways than one. 3 Financial Goals […]
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Dear Liz: I would like to add on and remodel so my home will be nice for me when I retire in a few years (probably around age 65). I have a recently refinanced 30-year mortgage at 4.1%, but I’ve been making additional principal payments on a 20-year schedule. I think I can do what […]
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Today’s top story: What you could buy with the money you’re paying in ATM fees. Also in the news: How to fix your investment portfolio by January, what you need to do before retirement, and how to make sure your assets go to the right people when you’re gone. What you could buy with the […]
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Parents who borrowed to put their kids through college now have several options to refinance their federal PLUS loans, including, in some cases, the ability to transfer their debt to those children. The situation is a sharp turnaround from the period after the financial crisis, when private lenders fled the student loan market and few […]
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