Get smart with your money
First, you were supposed to die at 85. Then 90. Now 95 and even 100 are common defaults when financial planners tell people how much to save for retirement.
Except that’s nuts.
In the U.S., the typical man at age 65 is expected to live another 18 years. The typical woman, about 20. Yet many financial planners contend we should save as if we’re all going to be centenarians.
In my new column for the Associated Press, why we need to save for the retirement we’re most likely to have.
Today’s top story: Six things that scare your financial advisor. Also in the news: How to report a tax cheat, releasing a student loan co-signer, and the top 10 affordable cities for renters.
6 Things That Scare Your Financial Advisor
What keeps them up at night.
How to Report a Tax Cheat and Get a Reward
Helping Uncle Sam and your wallet.
You Can Release a Student Loan Cosigner If You’ve Made Timely, Regular Payments
Sweet freedom.
Top 10 most affordable cities for renters
Is yours on the list?
Today’s top story: Protecting your kids and your data while playing Pokemon GO. Also in the news: Bankruptcy means test, the hidden student loan cost no one talks about, and what to do when you’ve been dumped by your bank.
Pokémon Go: How to Keep Your Kids and Your Data Safe
Gotta catch ’em all!
The Bankruptcy Means Test: What It Is, Why It Matters
Determining your bankruptcy eligibility.
The Hidden Student Loan Cost No One Talks About
Introducing interest capitalization.
Help! My Bank Dumped Me
What to do when your bank breaks up with you.
Today’s top story: Scams to watch out for. Also in the news: Understanding Social Security spousal benefits after divorce, fixing a critical 401(k) flaw, and new airline luggage fees.
Scams Called ‘Worst’ of Consumers’ Top 10 Complaints
Don’t fall for them.
Divorce Doesn’t Preclude Social Security Spousal Benefits
Understanding the complicated rules.
How fix a critical flaw in 401(k) plans
Adjusting your retirement savings.
Some Airlines Have Rolled Out a New Luggage Fee
Pack appropriately.
Today’s top story: Timing is everything when it comes to Social Security benefits. Also in the news: How Wi-Fi calling can save you money, a quiz to test your money smarts, and four concepts that’ll help you master your money.
For Social Security Benefits, Timing Is Key
Picking the right time.
What Wi-Fi Calling Is and How It Can Save You Money
Saving your minutes.
Do you have money smarts?
Take the quiz.
Focus on These Four Concepts to Finally Master Your Money
What to concentrate on.
Today’s top story: How couples can talk about money without a blowup. Also in the news: Amazon Prime Day, tax mistakes to avoid, and how to make good financial decisions.
How Couples Can Talk Money Without a Blowup
Remembering what’s important.
Prime Day Kicks Off With Low Prices on Amazon Kindle, Echo and More
Bargain hunting.
11 Big Tax Mistakes to Avoid
Proceed with caution.
How to Make Good Financial Decisions
Thinking before you spend.