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Thursday’s need-to-know money news

October 20, 2016 By Liz Weston

Zemanta Related Posts ThumbnailToday’s top story: Why your bank may not be giving you the best interest rate. Also in the news: How to manage the variable costs in your budget, how to avoid bank fees, and the highest paying college majors.

Why Your Bank May Not Be Giving You the Best Mortgage Rate
Two ways to tilt the odds in your favor.

5 Tips to Manage the Variable Costs in Your Budget
Expecting the unexpected.

Americans spent $11 billion in bank fees in 2015 — here’s how to avoid them
Stop paying for access to your money.

These Are the Highest Paying College Majors
Where does yours rank?

Filed Under: Liz's Blog Tagged With: banking fees, budgets, college majors, mortgage rates, mortgages, variable costs

Wednesday’s need-to-need money news

October 19, 2016 By Liz Weston

Image9Today’s top story: Ten smart money moves that take only ten minutes. Also in the news: Healthy money habits to teach your kids, money management apps that automate your finances, and the power of the Get Lost Fund.

10 Smart Money Moves That Take 10 Minutes
You can spare the time.

5 Healthy Money Habits to Teach Your Kids
It’s never too early.

5 money-management apps that automate your finances
Letting your phone do the work.

The Power of the Get Lost Fund
Having the ability to get up and go.

Filed Under: Liz's Blog Tagged With: emergency fund, get lost fund, kids and money, money management apps, money moves, Savings

The best ways to build credit now

October 18, 2016 By Liz Weston

Once, building credit meant taking on debt — sometimes expensive debt like a car loan or a credit card with a high rate.

Today, it’s possible to build a good credit score in a year without a big chunk of cash upfront or a large debt at the end. You can make yourself look better to lenders while keeping more money in your pocket. In my latest for the Associated Press, how to build credit the right way.

Filed Under: Liz's Blog Tagged With: building credit, Credit

Tuesday’s need-to-know money news

October 18, 2016 By Liz Weston

emergency-fund-1940x900_36282Today’s top story: When to ditch your state’s health insurance exchange. Also in the news: Tailgating blunders your insurance will pay for, how to handle unexpected financial disasters, and how much next year’s Social Security cost of living increase will be.

When to Ditch Your State’s Health Insurance Exchange
When to look off of the exchanges.

5 Football Tailgating Blunders Insurance Will Pay For
Accidentally grill your car? You’re covered!

No Savings, No Backup Plan, No Fairy Godmother: How to Handle a Financial Disaster
This is why you need an emergency fund.

Next year’s Social Security raise? Less than $4 a month
Lowering your expectations.

Filed Under: Liz's Blog Tagged With: cost of living increase, emergency fund, financial emergencies, health insurance, Insurance, Social Security, state exchange, tailgating

Monday’s need-to-know money news

October 17, 2016 By Liz Weston

seniorslaptopToday’s top story: The benefits of credit counseling for everyone. Also in the news: Tips on “late-stage” college planning, how to avoid magical thinking in personal finance, and the 4-point finance checklist for 50-somethings.

The Benefits of Credit Counseling — Even When You Don’t Yet Need It
Surprising things you can learn.

Tips on ‘Late-Stage’ College Planning
There’s still time.

Avoid Magical Thinking in Personal Finance and Make Better Plans
Deal with reality.

The 4 Point Personal Finance Checklist for 50-Somethings
Getting your ducks in row for the second half.

Filed Under: Liz's Blog Tagged With: college planning, credit counseling, fifty-somethings, personal finance checklist

Friday’s need-to-know money news

October 14, 2016 By Liz Weston

download (1)Today’s top story: Why you should be wary of payday loans for small businesses. Also in the news: NerdWallet’s best credit card tips for October, financial fine-tuning to do before year’s end, and ten ways to make the most of your rewards credit card.

Worries Grow Over ‘Payday Loans for Small Businesses’ — What You Need to Know
Looking out for astronomical interest rates.

NerdWallet’s Best Credit Card Tips for October 2016
Time to activate your rewards.

Financial fine-tuning you must do before year’s end
Money actions worth considering.

10 Ways to Make the Most of Your Rewards Credit Card
Maximizing your rewards.

Filed Under: Liz's Blog Tagged With: Credit Cards, financial fine-tuning, payday loans, reward credit cards, tips

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