You’re rounding the corner toward retirement age with not nearly enough set aside.
We tell young people to start saving for retirement from their first job and not to quit, because even small sums can grow staggeringly large with enough decades of compound returns. But maybe you bumped along from paycheck to paycheck, never saving much. Or maybe you tried to save but got slammed with unexpected setbacks like a late-in-life job loss.
Let’s be clear: You can’t make up for lost time.
In my latest for the Associated Press, what you need to do in order to make your retirement more comfortable.