Thursday’s need-to-know money news

Today’s top story: Plug in 3 numbers to plan your financial future. Also in the news: 10 questions to ask a financial advisor, how to stop scammers from stealing your down payment, and shopping around for car loans.

Plug in 3 Numbers to Plan Your Financial Future
A retirement calculator can help.

10 Questions to Ask a Financial Advisor
Finding the best match.

Stop Scammers From Stealing Your Down Payment

Don’t Forget, You Can Shop Around for Car Loans
You don’t have to accept the first offer.

Tuesday’s need-to-know money news

Today’s top story: The scariest thing to find on your credit report. Also in the news: How to spend your day when you’re unemployed, advocates praise student loan scam crackdown, and how to get your student loans back on course.

The Scariest Thing to Find on Your Credit Reports
Beware of surprises.

How to Spend Your Day When You’re Unemployed
Getting off the couch is a good start.

Advocates Praise Student Loan Scam Crackdown, Demand More
The tip of the iceberg.

Ask Brianna: How do I get my student loans back on course?
Course correction.

Why NFL players go broke, and what you can learn

Terrell Owens originally was famous for his many National Football League records and over-the-top touchdown celebrations. But he’s also famous for running through most of the $80 million he made during his 15-year career, thanks in part to bad investments and business deals.

“Having a lot of money it’s good but at the same time you have to be smart with it,” Owens says. “You have to really find the right people to help you manage that money going down the road.”

Sports Illustrated once estimated that 78 percent of NFL players end up broke or under financial stress after they retire. In an interview with NerdWallet, Owens and his friend Eric Dickerson, the Hall of Fame running back most famous for his time with the Los Angeles Rams, talked about their experiences and what young athletes should know about building a solid financial future.

Thursday’s need-to-know money news

Today’s top story: Why you need a 401(k) in your 20s. Also in the news: How being lazy can help you save money, the new rules of credit card point etiquette, and how to spot financial infidelity.

Yes, You Need a 401(k) in Your 20s — Here’s Why
Paving the long road.

How Being Lazy Can Help You Save Money
Automatic banking can help.

New Rules of Credit Card Points Etiquette
When to use your points.

How to Spot Financial Infidelity
Noticing the signs.

Friday’s need-to-know money news

Today’s top story: New payday loan rule protects borrowers from sinking into debt. Also in the news: Sailing into Columbus Day sales, how to make money on Amazon, and why you’re losing money if cash is your only savings strategy.

New Payday Loan Rule Protects Borrowers From Sinking Into Debt
Protecting the consumer.

Should You Sail Into Columbus Day Sales?
What to purchase this weekend.

How to Make Money on Amazon
So that you can turn around and then spend it on Amazon.

If Cash Is Your Only Savings Strategy, You’re Losing Money
A piggy bank doesn’t draw interest.

Thursday’s need-to-know money news

Today’s top story: Why a rainy day fund is as crucial as emergency savings. Also in the news: How to deal with a credit card issuer who has you seeing red, how to make money on Upwork, and 5 personal finance tips from billionaires.

Rainy Day Fund Is as Crucial as Emergency Savings
Handling all levels of crises.

Credit Card Issuer Got You Seeing Red? Try These Tips
Demanding answers.

New Freelancers: How to Make Money on Upwork
Earning some pocket money.

5 Personal Finance Tips From Billionaires
Learning from the best.

Wednesday’s need-to-know money news

Today’s top story: Crush impulse buying with these 4 Jedi mind tricks. Also in the news: 4 ways to make money as a college student, how and why to place a fraud alert on your credit lines, and what to do if you’ve lowballed yourself into a crummy salary.

Crush Impulse Buying With These 4 Jedi Mind Tricks
Buy this you won’t.

4 Ways to Make Money as a College Student
So you’re not stuck with ramen.

How to Place a Fraud Alert on Your Credit, and Why
Monitoring your credit lines.

How to Negotiate After You’ve Lowballed Yourself Into a Crummy Salary
Don’t accept less than you’re worth.

Tuesday’s need-to-know money news

Today’s top story: 5 mobile banking alerts to help you fight fraud. Also in the news: What to do if you can’t replay your SBA loan, 7 habits of highly effective credit card users, and the worst cities for record high ATM fees.

5 Mobile Banking Alerts to Help You Fight Fraud
Using your phone to protect your money.

What to Do If You Can’t Pay Back Your SBA Loan

7 Habits of Highly Effective Credit Card Users

$5 to access your own money? ATM fees jump to record high and these cities are the worst

Friday’s need-to-know money news

Today’s top story: Protecting your credit even as Equifax vows free lifelong credit lock. Also in the news: Sorting out an athlete’s tax bill, navigating car buying in a post-hurricane market, and the mobile game that helps you save money.

Protect Your Credit Even as Equifax Vows Free Lifelong Lock
Necessary steps.

Think Playing Quarterback Is Tough? Try Sorting Out an Athlete’s Tax Bill
Yikes.

Navigating Car Buying in a Post-Hurricane Market
Be careful you don’t get soaked.

One Part Personal Finance, One Part Mobile Gaming: Meet Long Game
Have fun while saving money.

Are you a yo-yo debtor? Ways to break that cycle

Americans’ debt loads, like our waistlines, tend to expand as we approach middle age and then gradually diminish as we get older.

Some people, though, are yo-yo debtors, fighting an ongoing up-and-down battle with debt. They pay it off, or come close, only to find themselves battling bills once again. But there are ways to break that cycle.

In my latest for the Associated Press, how to break the cycle of yo-yo debt.