Thursday’s need-to-know money news

Today’s top story: The 6 big retirement mistakes and one way to avoid them. Also in the news: Decode your credit card’s fine print like a pro, use caution when shopping with buy now/pay later, and avoid ATM fees by getting cash back at the store.

The 6 Big Retirement Mistakes — and One Way to Avoid Them

Decode Your Credit Card’s Fine Print Like a Pro
Terms you need to know.

Buying Now and Paying Later? Handle With Care
Proceed with caution.

Avoid ATM Fees By Getting Cash Back at the Store
Skip a stop and the fees.

Wednesday’s need-to-know money news

Today’s top story: How to buy a house without help from your family. Also in the news: What Walmart’s upgraded cards have in store for shoppers, the cheapest ways to fly to Disney World using points and miles, and how to boost your savings post-Fed interest rates cuts.

How to Buy a House Without Help From Your Family
Doing it on your own.

What Walmart’s Upgraded Cards Have In Store for Shoppers
Better perks are coming.

Cheapest Ways to Fly to Disney World Using Points and Miles
How to play the rewards game.

The Fed just cut interest rates. Here’s how to boost your savings
Time to shop around.

Tuesday’s need-to-know money news

Today’s top story: How college students can make the most of their summer earnings. Also in the news: 7 tips for becoming an ethical shopper, how store credit cards can leave you unprotected, and when it’s ok to leave a bad tip.

College Students, Make the Most of Your Summer Earnings
Taking care of Present You and Future You.

7 Tips for Becoming an Ethical Shopper
Matching your purchases with your values.

How Store Credit Cards Can Leave You Unprotected
Fewer protections than major credit cards.

When It’s OK to Leave a Bad Tip
Sometimes bad tips are justified.

The 6 biggest retirement mistakes, and 1 defense

One of the biggest retirement mistakes you can make is not realizing what you don’t know.

I regularly hear from people in or near retirement who misunderstand how Social Security works, dramatically underestimate life expectancies or fail to plan for big expenses, such as long-term care or taxes.

These aren’t folks looking for advice. They’ve already made up their minds and want to argue about financial planning precepts, such as when to take Social Security or how much retirement is likely to cost. But what they think they know just isn’t so.

In my latest for the Associated Press, why people don’t get objective financial advice before they retire and how to change course.

Monday’s need-to-know money news

Today’s top story: Car buyers could save thousands with just an hour of research. Also in the news: Home affordability is boxing out Americans who dream of relocating, the 15 best and worst US cities for young families, and why you should plan now to deal with holiday credit card debt.

Car Buyers Could Save $2,000 (or More) With an Hour of Research
60 minutes could save you thousands.

Survey: Home Affordability Boxes Out Americans Who Dream of Relocating
Almost 25% of Americans would like to relocate.

The 15 best—and worst—US cities for young, growing families
Is the West Coast the best coast?

Make a plan now to deal with holiday credit card debt. Here are four tips to follow.
The holidays are right around the corner.

Friday’s need-to-know money news

Today’s top story: Decode your credit card’s fine print like a pro. Also in the news: How to turn your upside-down car loan right-side up, a handy trick to help you save more for your next vacation, and what to do if your credit score drops.

Decode Your Credit Card’s Fine Print Like a Pro
Understanding the small type.

Is Your Car Loan Upside-Down? How to Steer Back to Safety
Don’t get pulled off the road.

Try this handy trick to help you save more for your next vacation
It’s all in the name.

What to Do if Your Credit Score Drops
Make sure there isn’t a security issue.

Tuesday’s need-to-know money news

Today’s top story: How to make living in a new place a reality. Also in the news: How one couple paid off $300k of debt in three years, what workers can learn from retirees’ regrets, and the average FICO score hits an all-time high.

Dreaming of Living in a New Place? Here’s How to Make It a Reality
One step at a time.

How I Ditched Debt: Small Wins Help Achieve a Big Dream
How one couple paid off over $300K in three years.

What Workers Can Learn From Retirees’ Regrets: Save More Now
The sooner, the better.

Average FICO score hits all-time high
The nation’s average score is now 706.

Thursday’s need-to-know money news

Today’s top story: How to travel last minute and still get a good deal. Also in the news: Streaming services are the hot new credit card rewards, how college students can make the most of their summer earnings, and how retail credit cards are squeezing the financially vulnerable.

How to Travel Last Minute and Still Get a Good Deal
Impulse travel doesn’t have to break the bank.

Forget gas and groceries—streaming services are the new trend in credit card rewards
How your groceries can pay for your binge watching.

College students, make the most of your summer earnings
Making your money last.

Retail credit cards are squeezing the financially vulnerable as their delinquency rate rises
Getting caught in the points trap.

Wednesday’s need-to-know money news

Today’s top story: Why your credit score isn’t the only gage of financial health. Also in the news: Car buying tips from an undercover salesman, 8 things that won’t hurt your credit, and how to control what could take a big bite out of your retirement nest egg.

Your Credit Score Isn’t the Only Gauge of Financial Health
The numbers you need to pay attention to.

5 Car-Buying Tips From My Days as an Undercover Salesman
How to navigate the car buying process.

8 Things That Won’t Hurt (Whew!) Your Credit
Starting with checking your credit score.

Here’s what could take a big bite out of your retirement nest egg — and how you can control it
Pacing yourself for the long haul.

Tuesday’s need-to-know money news

Today’s top story: What to do if Hurricane Dorian hits your home and mortgage. Also in the news: How to fall in love with your car again without breaking the bank, drink up savings at Starbucks, and why you should add cash to your car’s emergency kit.

What to Do If Hurricane Dorian Hits Your Home, Mortgage
What to do first.

Fall in Love With Your Car Again Without Breaking the Bank
Rekindle an old flame.

Drink Up Savings at Starbucks
Just in time for Pumpkin Spice Latte season.

Add Cash to Your Car’s Emergency Kit
But don’t leave it on the dashboard.