Today’s top story: How to holiday shop at the last minute. Also in the news: 6 ways to save money on holiday travel, 2022 small business outlook, and easy ways to clean up your finances before another year begins.

How to Holiday Shop at the Last Minute
Here’s what to do if you still have gifts left to purchase this month.

6 Ways to Save Money on Holiday Travel
Leverage the perks and advantages provided by travel credit cards to cut costs this season.

Small-Business Outlook: 6 Predictions for 2022
Small businesses can expect more access to capital in 2022.

Easy Ways to Clean Up Your Finances Now, Before Another Year Begins
The lazy person’s guide to starting 2022 with a clean slate.