Friday’s need-to-know money news

downloadToday’s top story: Why more banks are turning to biometrics for security. Also in the news: How natural disasters can hurt your finances, how to get your late credit card payment waived, and 10 things that will cost you less this summer.

More Banks Turn to Biometrics to Keep an Eye on Security
Your eyes could hold the literal key to your account.

5 Surprising Ways Natural Disasters Can Hurt Your Finances
Incidentals alone can add up quickly.

How to get your late credit card payment waived
It can’t hurt to ask.

10 Things That Will Be Cheaper During the Summer of 2016
Where you can expect to save some cash.

Monday’s need-to-know money news

seniorslaptopToday’s top story: Why getting pre-approved for a mortgage is important if you live in these cities. Also in the news: How couples can master the financial balancing act, overcoming income shocks, and how 529 plans can now be used for college supplies.

Get Preapproved for a Mortgage — Especially if You Live in These Cities
Where real estate inventory is moving fast.

How Couples Can Master the Financial Balancing Act
Creating an equitable balance,

How to Overcome ‘Income Shocks’ that Wreck Retirement Security
Coping with unexpected surprises.

Now 529 plans can be used for college supplies
Getting your freshman the computer she needs.

Tuesday’s need-to-know money news

scamToday’s top story: The red flags of a toxic online loan. Also in the news: What to do when you can’t get enough financial aid, why 43% of Millennials have bad credit, and 10 questions to help start getting your financial life in order.

5 Red Flags of a Toxic Online Loan
Who are you really borrowing from?

Can’t Get Enough Financial Aid? Here’s What to Do
Take a deep breath.

43% of Millennials Have Bad Credit, TransUnion Says
Subprime scores.

Get Your Financial Life In Order By Answering These 10 Questions
Taking the first steps.

Friday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: Checking your credit doesn’t hurt your scores. Also in the news: Personal finance tips from NerdWallet moms, why you should prepare now for the death of a spouse, and the benefits of easing into a new savings budget.

Checking Your Credit Doesn’t Hurt Your Scores
Not checking your scores could hurt much more.

NerdWallet Moms Share Their Personal Finance Tips
Sharing lessons learned.

Why You Should Prepare Now for the Death of a Spouse
Making things easier down the road.

Boost Your Savings By 1% At a Time to Slowly Adjust to a New Budget
Easing into a new budget spares you from a shock to the system.

Is Saving Pointless?

Zemanta Related Posts ThumbnailRaise your hand if you’ve ever tried to build an emergency fund, then gave up after an unexpected expense drained away everything you managed to save.

If that’s you, then you’re likely part of the 47% of Americans who recently told the Federal Reserve that they wouldn’t be able to pay an unexpected $400 expense without borrowing or selling something. Some said they wouldn’t be able to come up with the money at all.

In my latest for NerdWallet, how your savings is what stands between you and the financial shocks that could send your life into a tailspin.

Monday’s need-to-know money news

file_161555_0_tax refundToday’s top story: Smart things to do with your tax refund. Also in the news: New options for payday loan borrowers, how to build an emergency fund on a low income, and how to decide when to claim Social Security.

Smart Things To Do With Your Tax Refund
Putting your refund to good use.

A New Option for Payday Loan Borrowers
Borrowers in California and Texas may have better options.

Build Your Emergency Fund On a Low Income With a Simple Bill Tweak
A slight tweak in how you pay your bills could save the day.

3 fast facts that can help you decide when to claim Social Security
Making the best decision for your retirement.

Thursday’s need-to-know money news

estate planningToday’s top story: How $250 can keep families off welfare. Also in the news:A new tool to manage your student loans, what Prince can teach you about personal finance, and how to declutter after tax season.

$250 Can Keep Families Off Welfare, Study Finds
Even a small savings can have a big impact.

White House Releases New Tool to Help You Manage Your Student Loans
Finding the best repayment options.

What Prince Can Teach You About Personal Finance
A legend in music, not so great at estate planning.

With taxes done, now it’s time to shovel papers, declutter
Fire up the shredder.

Monday’s need-to-know money news

debt-snowballToday’s top story: What is a debt snowball? Also in the news: A 1-week financial fast, why personal finance classes should be taught in college, and how your wallet is becoming the next tech platform.

What Is a Debt Snowball?
A creative way of tackling your debt.

Big money goal? Try a 1-week financial fast
A self-kickstarter.

Why Personal Finance Classes Should Be Taught in College
Real world preparations.

Why your wallet is becoming the next platform
Tech companies can’t wait to claim space in your wallet.

10 Ways to Trick Yourself Into Saving

Zemanta Related Posts ThumbnailSaving money isn’t that hard. What’s hard is keeping money saved.

It’s too easy to cut expenses in one area only to spend more somewhere else. Sticking cash into savings won’t help if it comes right back out again.

In my latest for NerdWallet, how to trick yourself into savings that actually last.

Friday’s need-to-know money news

money-vacation-saveToday’s top story: How to save money without disrupting your lifestyle. Also in the news: What you can learn from your tax return, discovering your FI number, and why millennials should consider a robo-advisor.

How to Save Money Without Disrupting Your Lifestyle
Saving doesn’t have to be painful.

5 things you can learn from your tax return
Things worth paying attention to.

Use the FI Formula to Find Out How Much You Need to Be Financially Independent
Finding your FI number.

3 Reasons Millennials Should Consider a Robo-Advisor
Smaller fees make robo-advisors more attractive to new investors.