Wednesday’s need-to-know money news

Today’s top story: How to dispose of a credit card. Also in the news: Costco’s Black Friday ad, 3 simple ways to boost your savings, and how to tell when a sale isn’t actually worth it.

How to Dispose of a Credit Card — No Burying Required
Put the shovel away.

Costco Black Friday 2018 Ad, Deals and Store Hours
Start your Black Friday planning engines.

3 Simple Ways to Boost Your Savings
Letting your money do the work.

When a Sale Isn’t Actually Worth It
Just because it’s on sale doesn’t mean it’s saving you money.

How to score luxury travel for less

Let’s shatter one myth right now: Airline passengers typically can’t talk their way into upgrades from the cheapest coach seats to first class just by dressing up and asking politely.

Travel providers usually save their best experiences — comfortable seats, spacious hotel suites, quick check-in lines — for those willing to pay more. When upgrades are handed out for free, the goodies typically go to frequent travelers who spend a lot with those providers.

There are ways, however, of getting a much better travel experience without paying top dollar.

In my latest for the Associated Press, a few approaches to consider if you want to make your next trip a little more luxurious.

Monday’s need-to-know money news

Today’s top story: Overcoming your fear of your college debt. Also in the news: 3 simple ways to boost your savings, tools and tactics to do your own financial planning, and overcoming your financial fears.

Are You Afraid of Your College Debt?
Start by knowing where you stand.

3 Simple Ways to Boost Your Savings
Easy peasy.

Tools and Tactics to Do Your Own Financial Planning
Tackling it on your own.

Things people seem to fear financially are not always worth worrying about
You can relax.

Wednesday’s need-to-know money news

Today’s top story: How to pay for college when you haven’t saved enough. Also in the news: How credit cards are fueling bigger gas savings, how to see the world in your 20s without racking up debt, and what rising mortgage rates will cost you if you’re looking to buy a home.

How to Pay for College When You Haven’t Saved Enough
All hope is not lost.

How Credit Cards Are Fueling Bigger Gas Savings
Savings at the pump.

How to See the World in Your 20s Without Racking Up Debt
The trip of a lifetime without a lifetime of debt.

Buying a home? Here’s what rising mortgage rates will cost you
State-by-state findings.

Tuesday’s need-to-know money news

Today’s top story: 4 ways to save on housing costs in your 20s. Also in the news: Billions in free college money went unclaimed this year, the complications of putting plastic surgery on your plastic, and how being lazy can actually help you save money.

4 Ways to Save on Housing Costs in Your 20s
Skipping avocado toast won’t cut it.

$2.6B in Free College Money Went Unclaimed by 2018 Grads
Fill out the FAFSA.

Putting Cosmetic Surgery on Your Plastic? Avoid These Complications
Sizing up the costs.

How being lazy can actually help you save money
Yes, you read that correcly.

Thursday’s need-to-know money news

Today’s top story: 4 quick financial wins you can score in an hour. Also in the news: Why getting a mortgage may be easier now – and riskier, how to protect your savings from inflation, and why trip insurance may not help if Hurricane Florence ruins your cruise.

Got an Hour? Chalk Up 4 Quick Financial Wins
Four tasks under fifteen minutes each.

Why Getting a Mortgage May Be Easier Now — and Riskier
It’s all about your debt-to-income ratio.

Inflation Erodes Your Savings. Here’s How to Shore Them Up
Strategies to keep inflation at bay.

Why trip insurance may not help if Hurricane Florence ruins your cruise vacation
The itinerary deviation clause.

Tuesday’s need-to-know money news

Today’s top story: Want to become a millionaire? These choices can get you there. Also in the news: Use points and miles on ordinary expenses, being partners in finances and life, and how to shore up your savings against inflation.

Want to Become a Millionaire? These Choices Can Get You There
The road to a million.

Go Ahead, Use Points and Miles on Ordinary Expenses
Leave some wiggle room in your budget.

Be Partners in Finances As Well As in Life
Understanding the big picture together.

Inflation Erodes Your Savings. Here’s How to Shore Them Up
Don’t be caught short.

Wednesday’s need-to-know money news

Today’s top story: 3 simple things anyone can do to stay out of debt. Also in the news: Summer is the perfect time for a financial checkup, how to ace back-to-school shopping, and how stashing receipts saved one man over $1000 in 7 months.

3 Simple Things Anyone Can Do to Stay Out of Debt
Knowing your limits.

Summer Is the Perfect Time for a Financial Checkup
Checking your financial health.

Ace Back-to-School Shopping With 6 Smart Moves
Starting the school year off right.

How stashing receipts saved one man over a $1,000 in 7 months
Hold on to every single one.

Wednesday’s need-to-know money news

Today’s top story: 5 steps to change homeowners insurance paid through escrow. Also in the news: Getting by on the average retirement income, TSA-Approved ways to cut the airport screening lines, and how to tell if your company’s 401(k) plan is any good.

5 Steps to Change Homeowners Insurance Paid Through Escrow
Seamless transition.

Could You Get By On the Average Retirement Income?
Will you have enough?

TSA-Approved Ways to Cut the Airport Screening Line
You can leave your shoes on.

How to Tell if Your Company’s 401(k) Plan Is Any Good
Is it worth contributing to?

Thursday’s need-to-know money news

Today’s top story: One couple’s journey from debt to $1.5 million in savings. Also in the news: What to buy and skip in July, Whole Foods joins Amazon’s Prime Day, and how the lawsuits against student loan service Navient could affect you.

One Couple’s Journey From Debt to $1.5 Million in Savings
Communication is key.

What to Buy (and Skip) in July
Making the most of midsummer sales.

Prime Day Alert: 10% Back at Whole Foods with Amazon Prime Visa
Whole Foods joins the Prime Day excitement.

How the lawsuits against student loan servicer Navient could affect you
Four states are currently suing the student loan giant.