Today’s top story: 5 smart ways to use and repay holiday debt. Also in the news: Gamifying your financial goals, what your credit card rental car coverage doesn’t include, and how much the wrong savings account cost you in 2018.

5 Smart Ways to Use and Repay Holiday Debt
Reward yourself for giving.

Budgeting No Fun? Try Gamifying Your Financial Goals
Winning the budget game.

What Your Credit Card Rental Car Coverage Doesn’t Include
Reading the fine print.

How Much the Wrong Savings Account Cost You in 2018
Don’t make the same mistake in 2019.