Squeamish about buying used items? Get over it

Bedbugs. Weird smells. The possibility of imminent breakdowns. People have all sorts of excuses for not buying used stuff.

Those who deliberately buy used items, though, say such fears are not just overblown — they’re also expensive.

In my latest for the Associated Press, how buying used items can save you money while not sacrificing quality.

Monday’s need-to-know money news

Today’s top story: You could be overspending with credit cards. Yes, you. Also in the news: Your excuses for not contributing to a 401(k) are dwindling, which is the best way for you to zap your debt, and how millennials can prepare for the next financial crisis.

You Could Be Overspending With Credit Cards. Yes, You.
Keeping your spending in check.

Your Excuses for Not Contributing to a 401(k) Are Dwindling
No more excuses.

Different Ways to Zap Your Debt: Which Is for You?
Finding the best way to conquer your debt.

How millennials can prepare for the next financial crisis
Preparing for the inevitable.

Monday’s need-to-know money news

Today’s top story: Lock down your data right now after Equifax breach.Also in the news: Health insurers ease rules for Harvey Victims, protecting critical documents from disaster with a bug-out bag, and the credit move than can bump your score in 30 days.

Lock Down Your Data After Equifax Breach — Right Now
Immediately.

Health Insurers Ease Rules for Harvey Victims
Checking your options.

Protect Critical Documents From Disaster With a ‘Bug-Out Bag’
Be ready to go at a moment’s notice.

The credit move that can bump up your score in 30 days
Pay your bill early.

Thursday’s need-to-know money news

Today’s top story: NerdWallet’s best credit card tips for September. Also in the news: The pros and cons of adjustable rate mortgages, how to start working odd jobs at TaskRabbit, and watching out for penalty APRs if you miss a credit card payment.

NerdWallet’s Best Credit Card Tips for September 2017
Finding the best offers.

Adjustable-Rate Mortgages: The Pros and Cons
Know what you’re getting into.

How to Start Working Odd Jobs at TaskRabbit
Starting a side hustle.

Watch Out for Penalty APRs If You Miss a Credit Card Payment
Your interest rate can increase dramatically.

Tuesday’s need-to-know money news

Today’s top story: How to lower your monthly mortgage payment. Also in the news: 5 things to do before changing careers, a Labor Day look at America’s workforce, and 3 myths that could tank your credit score.

How to Lower Your Monthly Mortgage Payment
Taking the first steps.

Want to Change Careers? Do These 5 Things First
Preparing for change.

Hard at Work: A Labor Day Look at America’s Workforce
Where we’ve been and where we’re going.

3 myths that could tank your credit score
Don’t believe the hype.

Wednesday’s need-to-know money news

Today’s top story: The average American saves less than 5%. Also in the news: Strategies for lowering your closing costs, how to make money with YouTube, and should credit card perks coax you to go steady with a bank?

Average American Saves Less Than 5%
See how you stack up.

Strategies for Lowering Your Closing Costs
Saving as much as you can.

How to Make Money With YouTube
Monetizing your cat videos.

Should credit card perks coax you to go steady with a bank?
A one-sided love affair?

Thursday’s need-to-know money news

Today’s top story: 5 essential money tips for Generation X. Also in the news: Sales tax holidays, the best ways to send money to your college student, and why Americans are more financially content.

5 Essential Money Tips for Generation X
The clock is ticking towards 50.

Sales Tax Holidays Save Shoppers Money on Back-to-School
Find out if your state has one.

Best Ways to Send Money to Your College Student
Don’t pay excessive fees.

Americans are more financially content than they’ve been in a decade

Wednesday’s need-to-know money news

Today’s top story: Learning how to ditch debt. Also in the news: How to prepare for the change from corporate career to entrepreneur, how to teach your kids to be better with money than you are, and why Millennials are paying attention to their 401(k)s.

How I Ditched Debt: Making Sense of Cents
Every penny counts.

Corporate Career to Entrepreneur: How to Prep for the Leap
Making a big change.

How to teach your kids to be better with money than you are
Learning from your mistakes.

Millennials may be far from retirement, but think ahead with 401(k)
Planning for the future.

Monday’s need-to-know money news

Today’s top story: How to have healthy finances. Also in the news: Credit cards to pack for your road trip, learning about a Solo 401(k), and ten ridiculously easy ways to save $300 a month.

Want Healthy Finances? Start Here
Getting your finances in shape.

Credit Card Perks to Pack for Your Road Trip
Getting the biggest bang for your buck.

What Is a Solo 401(k)?
A retirement plan for the self-employed.

10 ridiculously easy ways to save $300 a month
You can do it!

Monday’s need-to-know money news

Today’s top story: How to responsibly handle an inheritance. Also in the news: 7 questions to ask before selling a stock, how to create your own pension, and why 35% of college seniors don’t know what their student loan repayments will be.

How to Responsibly Handle an Inheritance
Don’t run out and buy a sports car just yet.

Selling a Stock? Ask 7 Questions First
What you need to know.

How to Create Your Own Pension
Filling in the gap.

35% of college seniors don’t know what their student loan repayments will be
That’s an alarming number.