Get smart with your money
Today’s top story: There’s still time to make an IRA contribution for 2016. Also in the news: FAFSA tool outage, 4 money lies you might be telling yourself, and when a tax refund means bankruptcy.
There’s Still Time to Make an IRA Contribution for 2016
You have a couple more weeks.
FAFSA Tool Outage: Students It Affects Most and How to Cope
Added stress.
4 Money Lies You Might Be Telling Yourself
Time for the truth.
When a tax refund means bankruptcy
The means to pay for going broke.
People who don’t have much money during the rest of the year can become big targets during tax refund season.
For those living paycheck to paycheck, tax refunds — which average around $3,000 — may be the largest chunk of unobligated cash they see all year. Retailers hope to get some of that money, but so do debt collectors, buy-here-pay-here car lots, and purveyors of interest-free loans that come with fat fees. People flush with cash need to proceed with caution.
In my latest for the Associated Press, how to protect yourself from tax refund predators.
Today’s top story: NerdWallet’s best credit card tips for February. Also in the news: How to cope with delayed tax refunds, brick and mortar stalwarts close as e-commerce thrives, and free online classes to improve your financial literacy.
NerdWallet’s Best Credit Card Tips for February 2017
What cards will serve you best?
IRS Delays Some Tax Refunds: How to Cope
Security measures to slow things down.
As E-Commerce Thrives, Macy’s, Sears Stores Close
Brick-and-mortar stores turned to dust.
5 free online classes to improve your financial literacy
No excuses!
Today’s top story: What yo look for in a credit card for bad credit. Also in the news: How to decide whether you should save, invest, or pay off student loans, how to spend less money in your 20s, and why next year’s tax refund might be late.
What to Look for in a Credit Card for Bad Credit
Pay close attention to fees.
Should I Save, Invest or Pay off Student Loans?
Using your money wisely.
10 Ways to Spend Less in Your 20s
The more you can save the better.
Adjust Your Withholding Now Because Next Year’s Tax Refund Might Be Late
Be prepared to wait.
Today’s top story: Smart things to do with your tax refund. Also in the news: New options for payday loan borrowers, how to build an emergency fund on a low income, and how to decide when to claim Social Security.
Smart Things To Do With Your Tax Refund
Putting your refund to good use.
A New Option for Payday Loan Borrowers
Borrowers in California and Texas may have better options.
Build Your Emergency Fund On a Low Income With a Simple Bill Tweak
A slight tweak in how you pay your bills could save the day.
3 fast facts that can help you decide when to claim Social Security
Making the best decision for your retirement.
Today’s top story: What you can learn from your 2015 tax returns. Also in the news: Getting the most from mobile banking, using the 50/20/30 rule for your budget, and the number one thing Americans plan to do with their tax refunds.
What You Can Learn From Your 2015 Tax Return
Revealing info on your investments.
Mobile Check Deposits: Pro Tips to Ensure They Go Smoothly
Getting the most from a convenient way of banking.
This Is the No. 1 Thing Americans Do With Their Tax Refund
The answer may surprise you.
Use the 50/20/30 Rule to Outline Your Budget For Every Need
Proportioning your expenses.