Get smart with your money
Gratitude makes us more aware of the sources of joy, wonder and hope in our lives. Being grateful also can improve health, strengthen relationships and help us manage our money.
Developing gratitude requires us to focus on what we have rather than on what we lack, says Meghaan Lurtz, a senior research associate with financial planning site Kitces.com and past president of the Financial Therapy Association. In my latest for the Associated Press, how thankfulness can curb your impulses.
Today’s top story: Why your financial aid may plummet after freshman year. Also in the news: 3 tricks to help you shop less, how FICA tax and other withholding taxes work on your paycheck, and why you should plan to retire even if you don’t plan on retiring.
Why Your Financial Aid May Plummet After Freshman Year
Preparing yourself.
These 3 Tricks Can Help You Shop Less
Curbing an expensive habit.
How FICA Tax and Other Withholding Taxes Work on Your Paycheck
What they are and how you can change them.
Plan to Retire Even If You Don’t Plan to Retire
Plans have a way of changing.
Today’s top story: Why you should treat your savings like the government treats your taxes. Also in the news: The hidden costs of your shopping habits, a 12-month guide to staying on the right financial track, and how to optimize your student loans in the new year.
Treat Savings Like a Tax to Ensure You Do It
Government-style savings.
The Real Cost of Your Shopping Habits
“The road to bankruptcy is paved with good deals.”
Your 12-Month Guide to Staying on the Right Financial Track in 2015
Taking it month-by-month.
5 Ways to Optimize Your Student Loans in 2015
How to cut costs and pay them off sooner.
Does Everyone Need a Credit Card?
You’d be surprised.