Tuesday’s need-to-know money news

Today’s top story: Why your financial aid may plummet after freshman year. Also in the news: 3 tricks to help you shop less, how FICA tax and other withholding taxes work on your paycheck, and why you should plan to retire even if you don’t plan on retiring.

Why Your Financial Aid May Plummet After Freshman Year
Preparing yourself.

These 3 Tricks Can Help You Shop Less
Curbing an expensive habit.

How FICA Tax and Other Withholding Taxes Work on Your Paycheck
What they are and how you can change them.

Plan to Retire Even If You Don’t Plan to Retire
Plans have a way of changing.