This week’s money news

This week’s top story: Congress delays shutdown again, extends funding to March. In other news: What to do about debt in retirement, 4 strategies for using side hustles to fund retirement savings, and ‘enormous’ savings for Americans by limiting overdraft fees.

Congress Delays Shutdown Again, Extends Funding to March
On Jan. 18, Congress approved yet another stopgap that will avoid a possible government shutdown until March.

What to Do About Debt in Retirement
From taking on side work to strategically downsizing, here are ways to help you tackle retirement debt.

4 Strategies for Using Side Hustles to Fund Retirement Savings
Side hustles can be used to pay for everyday expenses, but they can also help fund your retirement goals.

CFPB: ‘Enormous’ Savings for Americans by Limiting Overdraft Fees
With billions in revenue at stake, banks are lining up against the proposal.


Monday’s need-to-know money news

Today’s top story: 5 homebuying lessons from last year’s unsuccessful buyers. Also in the news: A new episode of the Smart Money podcast on No Spend Month and making money while raising kids, why you can expect to pay more for car insurance this year, and why banks are eliminating overdraft fees.

5 Homebuying Lessons From Last Year’s Unsuccessful Buyers
Buying a home in 2022 won’t be easy, but learning from last year’s challenges might give you the edge that you need to succeed.

Smart Money Podcast: No-Spend Month, and Making Money While Raising Kids
How to make a no-spend month work for you.

Why You Can Expect to Pay More for Car Insurance This Year
Rising car prices, supply-chain and labor shortages, plus minimal rate increases last year are leading to an expected surge in car insurance costs.

Why Banks Are Eliminating Overdraft Fees
More banks are reducing or eliminating overdraft fees on customer accounts because of increased competition.

Monday’s need-to-know money news

Today’s top story: Charged an overdraft fee? Ask for a refund. Also in the news: A new episode of the Smart Money podcast on DIY investing, beating your summer revenge shopping debt, and what every homeowner should know about trampolines.

Charged an Overdraft Fee? Ask for a Refund
It never hurts to ask.

Smart Money Podcast: DIY Investing and Lightning Round Questions
What it is, how to do it and any potential risks.

Beat Your Summer ‘Revenge Shopping’ Debt
Paying for your return to society.

What Every Homeowner Should Know About Trampolines
If you’re not covered, it may be hard to bounce back from a big liability claim.

Thursday’s need-to-know money news

Today’s top story: Charged an overdraft fee? Expect to pay $35 at banks, $26 at credit unions. Also in the news: This year’s important Black Friday dates, how to catch up on holiday savings, and why you shouldn’t use credit apps as a substitute for checking your credit report.

Charged an Overdraft Fee? Expect to Pay $35 at Banks, $26 at Credit Unions
Something to consider when choosing where to put your money.

When Is Black Friday? Hint: It’s Not Just One Day
Important dates to keep in mind.

No holiday savings yet? Here’s how to build your funds fast
There’s still time to catch up.

Don’t Use Credit Apps as a Substitute for Checking Your Credit Report
You still need to make sure your report is accurate.

Wednesday’s need-to-know money news

Today’s top story: What to do if you lose your credit card. Also in the news: Chime and Varo launch free programs to pay account overdrafts, half of student loan borrowers fear they’ll be in debt forever, and why you should never spend the money a bank accidentally deposits into your account.

What to Do If You Lose Your Credit Card
Don’t panic, but act quickly.

Chime, Varo Launch Free Programs to Pay Account Overdrafts
New programs from the mobile banks.

Half of student loan borrowers worry they’ll be in debt forever, study finds
Graduates have major financial regrets.

If the Bank Accidentally Deposits Money in Your Account, Don’t Spend It
Fight the temptation.

Wednesday’s need-to-know money news

Today’s top story: Making your investing resolutions a reality in 2018. Also in the news: Free activities to get your family out of the house, learn the truth about overdraft fees, and 3-month Equifax fraud alerts are expiring.

Make Your Investing Resolutions Reality in 2018
A whole new outlook for a new year.

Get Your Family Out of the House With These Free Activities
Fun doesn’t have to cost money.

Learn the Truth About Overdraft Fees — and Save Money
Expensive mistakes.

Warning: Your 3-month Equifax fraud alert is expiring
Should you freeze your credit?

Wednesday’s need-to-know money news

Today’s top story: Learn the truth about overdraft fees and save money. Also in the news: Beware the Dead Cat Bounce (and other stock market jargon), students breathe easy on the tax bill, and what will be more (and less) expensive in 2018.

Learn the Truth About Overdraft Fees — and Save Money
Looking at alternatives.

Beware the Dead Cat Bounce (and Other Stock Market Jargon)
Learning the language of Wall Street.

Students Breathe Easy on Tax Bill but Other Battles Loom
A momentary reprieve.

What will be more (and less) expensive in 2018
Travel prices are going up.

Thursday’s need-to-know money news

currencyToday’s top story: Why you’ll always need cash. Also in the news: Must-know tips for selling your home, nontraditional ways to fund your retirement, and why people with low checking account balances pay high fees.

Why You’ll Always Need Cash
We’re not going all-digital just yet.

5 Must-Know Tips for Selling Your Home
How to get your asking price.

10 Nontraditional Ways to Fund Your Retirement
Thinking outside the box.

People with low checking account balances pay over $500 a year in fees
Overdraft fees can pile up quickly.

Thursday’s need-to-know money news

shutterstock_38185810-2Today’s top story: Why university checking accounts don’t make the grade. Also in the news: Financial steps to take in your 30s, personal finance calculators, and the savings habits of the super rich.

University Checking Accounts Don’t Make the Grade
High overdraft fees are a dealbreaker.

7 Important Financial Steps to Take in Your 30s
Time to start thinking past tomorrow.

15 Personal Finance Calculators Everyone Should Use
It’s all about the numbers.

The Super Rich Start Saving Super Early
Learning from the masters.

Thursday’s need-to-know money news

file_161555_0_tax refundToday’s top story: Using your tax refund to secure your future. Also in the news: Frequent overdrafters lose hundreds in fees, what to do before age 40 to retire comfortably, and how viewing your budget as a circle instead of a list can provide more flexibility.

5 Ways to Use Your Tax Refund to Secure Your Future
Protecting what you have, while still having a little fun.

Heaviest Overdrafters Pay a Week’s Wages in Fees, Study Finds
Creating a vicious circle.

10 Things to Do Before Age 40 to Retire Comfortably
Tick tock.

View Your Budget as a Circle Instead of a List to Be More Flexible
Giving yourself a little breathing room.