Friday’s need-to-know money news

Today’s top story: What really matters with your first credit card. Also in the news: Getting a safer mortgage using lessons from 2008, what to do if Hurricane Florence hits your home and/or mortgage, and how to help Hurricane Florence victims.

What Really Matters With Your First Credit Card
Starting off strong.

Get a Safer Mortgage Using These Post-Crisis Tips
Lessons from 2008.

What to Do If Hurricane Florence Hits Your Home, Mortgage
Take a deep breath.

How to Help Hurricane Florence Victims
The rebuilding begins.

Thursday’s need-to-know money news

Today’s top story: 4 quick financial wins you can score in an hour. Also in the news: Why getting a mortgage may be easier now – and riskier, how to protect your savings from inflation, and why trip insurance may not help if Hurricane Florence ruins your cruise.

Got an Hour? Chalk Up 4 Quick Financial Wins
Four tasks under fifteen minutes each.

Why Getting a Mortgage May Be Easier Now — and Riskier
It’s all about your debt-to-income ratio.

Inflation Erodes Your Savings. Here’s How to Shore Them Up
Strategies to keep inflation at bay.

Why trip insurance may not help if Hurricane Florence ruins your cruise vacation
The itinerary deviation clause.

Tuesday’s need-to-know money news

Today’s top story: Why your parents’ money guru may not be right for you. Also in the news: Home loans with 3% down for 2018, what hotel credit card upgrades mean for your bottom line, and how the student loan grace period works.

Your Parents’ Money Guru May Not Be Right for You
Striking out on your own.

HomeReady and Home Possible: Loans With 3% Down for 2018
What you need to know.

What Hotel Credit Card Upgrades Mean for Your Bottom Line
Sweet new perks.

How the Student Loan Grace Period Works
Interest will still accrue.

Why reverse mortgages are a harder sell now

The millions of Americans who haven’t saved enough money for retirement still have a potential safety net: their home equity. But recent changes to reverse mortgages mean seniors and their families may have tougher decisions to make.

In my latest for the Associated Press, the changes to reverse mortgages that are causing people to think twice.

Monday’s need-to-know money news

Today’s top story: How that new store card could torpedo your credit score. Also in the news: Insuring expensive gifts, the right mortgage to ask, and how to quickly figure out how much spending money you’ll have for the year.

That New Store Card Could Torpedo Your Credit Score
That immediate discount could cost you in the long run.

Splurged on an Expensive Gift? Don’t Forget to Insure It
Protect your purchase.

13 Mortgage Questions to Ask — and the Answers You Want
Everything you need to know.

How to Quickly Figure Out How Much Spending Money You’ll Have for the Year
Calculating discretionary income.

Friday’s need-to-know money news

Today’s top story: How to join a deluge of insurance claims for flooded cars. Also in the news: The pros and cons of zero down payment mortgages, what investors need to know about the SEC hack, and 5 budgeting apps that will save you money.

How to Join a Deluge of Insurance Claims for Flooded Cars
Drying out after Harvey and Irma.

Ins, Outs, Pros and Cons of Zero Down Payment Mortgages
What to look out for.

The SEC Hack: What Investors Need to Know
Could you be affected?

5 Budgeting Apps That Will Save You Money
A budget right in your pocket.

Tuesday’s need-to-know money news

Today’s top story: How 3 people conquered credit trouble and bought homes. Also in the news: Top 10 apps for buying the right car at the right time, biting on Whole Foods new prices, and 6 Equifax hack rumors fact-checked.

How 3 People Conquered Credit Trouble and Bought Homes
How to come back from credit trouble.

Top 10 Apps for Buying the Right Car at the Right Price
Get the car you want at the price you want.

Should You Bite On Whole Foods’ New Prices? Maybe Not
Are you really saving?

6 Equifax hack rumors fact-checked
Fact from fiction.

Tuesday’s need-to-know money news

Today’s top story: How to lower your monthly mortgage payment. Also in the news: 5 things to do before changing careers, a Labor Day look at America’s workforce, and 3 myths that could tank your credit score.

How to Lower Your Monthly Mortgage Payment
Taking the first steps.

Want to Change Careers? Do These 5 Things First
Preparing for change.

Hard at Work: A Labor Day Look at America’s Workforce
Where we’ve been and where we’re going.

3 myths that could tank your credit score
Don’t believe the hype.

Thursday’s need-to-know money news

Today’s top story: 5 things your credit reports won’t reveal. Also in the news: More credit card issuers are letting you pay off debt for free, everything you need to know about mortgage loan modifications, and how to stay debt-free during back-to-school shopping.

5 Things Your Credit Reports Won’t Reveal
What’s missing from your credit report.

More Credit Card Issuers Let You Pay Off Debt for Free
It’s never been easier to transfer balances.

All You Need to Know About Mortgage Loan Modifications
Modifications could help prevent foreclosure.

How to Stay Debt-Free During the Back-to-School Shopping Rush
Tips for getting it done.

Thursday’s need-to-know money news

Today’s top story: How to decide between investing or paying off your mortgage. Also in the news: Using payment apps in college, what you need to know about FHA mortgage insurance, and how to calculate how much an equity offer is worth in salary.

Invest or Pay Off Your Mortgage? How to Decide
Which is the smarter move?

You’re going to college: Time to start using payment apps
Streamlining your finances.

FHA Mortgage Insurance: What You Need to Know
Is it worth the cost?

Calculate How Much Your Equity Offer Is Worth in Terms of Salary
Discovering what you’re worth.