Get smart with your money
Dear Liz: What is the difference between a fee-based financial planner and a fee-only financial planner? I have had a few complimentary meetings with a fee-based financial planner regarding retirement planning and income-generating strategy. I am 61 and currently have $325,000 in a traditional IRA and a 401(k) from a former employer, with 70% of both […]
Continue reading...
Today’s top story: How to leave Crypto to a loved one. Also in the news: Black Friday return policies, the October jobs report gives tired travelers a glimmer of hope, and the unexpected way bad credit messes with your life. How to Leave Crypto to a Loved One If you don’t make a plan for […]
Continue reading...
Today’s top story: When a will won’t work. Also in the news: 6 gift categories unaffected by supply chain delays, 3 ways to tap the unexpected equity in your leased car, and alternatives to backdoor Roths. When a Will Won’t Work Consider the limitations of a will when making arrangements for your final wishes. 6 […]
Continue reading...
Today’s top story: How to prepare for holiday crowds and chaos at airports. Also in the news: 9 ways to travel more safely, what you need to know about Medigap Plan N, and how to squeeze another 20K miles out of your current car. How to Prepare for Holiday Crowds and Chaos at Airports Get […]
Continue reading...
Today’s top story: Don’t let Black Friday debt trigger post-holiday blues. Also in the news: Things to do by year-end for your investments, November mortgage rates continue to rise, and how to shop now and get Black Friday prices later. Don’t Let Black Friday Debt Trigger Post-Holiday Blues Prioritize needs, budget your spending, then make […]
Continue reading...
A will allows you to distribute your worldly goods, select a guardian for minor children and name an executor to carry out your wishes. But you should be aware of what a will can’t or shouldn’t do. This is particularly true if you’re drafting your own document without an attorney’s help, since you could unknowingly […]
Continue reading...
Today’s top story: 6 benefits that could help small businesses keep employees. Also in the news: A new episode of the Smart Money podcast on cryptocurrency and improving credit to buy a house, what to buy (and skip) in November, and 4 ways to sustain savings habits from the pandemic. 6 Benefits That Could Help […]
Continue reading...
Dear Liz: We’re trying to refinance a mortgage. All of the mortgage lenders claim that checking our credit scores will not affect the scores. However, that is not true. What gives? The three credit bureaus all list “too many inquiries” and penalize us. Does calling them do any good or make it even worse? Answer: […]
Continue reading...