Monday’s need-to-know money news

Today’s top story: The credit card perk that can save you time and money. Also in the news: The dumb things people do to be frugal, why a big tax refund isn’t always a good thing, and the investment fees you didn’t know you were paying. The Credit Card Perk That Can Save You Big […]

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Q&A: Can installment loans help repair bad credit?

Dear Liz: I am working on paying my bad debt from the past to rebuild my scores. I have one credit card that I pay in full every month, but no installment loan. I recently was given the opportunity to take a car loan with monthly payments I could easily afford. Here is my confusion: […]

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Q&A: Student loan co-signer repercussions

Dear Liz: I co-signed a student loan for my son. He was unemployed for a year and has now returned to work. The lender is not being cooperative with accepting a lesser monthly payment or any payment until he gives them a lump sum he does not have. They have been calling me about this […]

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Vanguard–the new robo-advisor?

I‘ve written a lot recently about digital advisors (including the piece I wrote for AARP, “Do-it-yourself made easy“). Wealthfront, one of the leaders in this space, now has $1.7 billion under management. That seemed pretty impressive, until I saw a recent piece in InvestmentNews about Vanguard’s Personal Advisor Services. Although still basically a pilot program, […]

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Friday’s need-to-know money news

Today’s top story: 50 ways to improve your financial life in 2015. Also in the news: Why deferred interest rates on purchases isn’t always a good idea, how to decide which debts to pay off now or later, and the lazy guide to dealing with debt collectors. 50 ways to improve your finances in 2015 […]

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Thursday’s need-to-know money news

Today’s top story: Planning for you child’s college costs. Also in the news: How to destroy your debt in 2015, the crucial steps in setting up your first 401(k), and what you should do with your year-end bonus. How to Plan for Your Child’s College Costs The sooner you get started, the better. 5 Sure-Fire […]

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Wednesday’s need-to-know money news

Today’s top story: How to budget when living paycheck to paycheck. Also in the news: Finding the best prepaid debit card, quick fixes that can hurt your finances, and ten good financial rules of thumb. How to Budget When You Don’t Have a Steady Income A budget is critical when living paycheck to paycheck. How […]

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Tuesday’s need-to-know money news

Today’s top story: Ways to protect your credit during the holidays. Also in the news: Tips on minimizing your taxes, how to prepare for retirement, and how to make your charitable donations really count. 4 Ways to Keep the Grinch From Stealing Your Good Credit Safe shopping will keep the Grinch at bay. 7 Ways […]

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Monday’s need-to-know money news

Today’s top story: Five changes lawmakers have made to your taxes for 2015. Also in the news: Keeping your low-down-payment mortgage affordable, why using a Roth IRA to pay for college could work against you, and three reasons why you can’t stick to a budget. 5 Major Changes Lawmakers Made to Your Taxes Getting ready […]

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Q&A: When to start Social Security benefits

Dear Liz: I am 63 and my husband is almost 64. He lost his job last year. We have been living on his $1,500 monthly pension plus what I could make from small contracts and drawing down our emergency fund. The fund and the contracts are now gone. We would like to get jobs, but […]

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