Get smart with your money
Today’s top story: Don’t hit the brakes on uninsured motorist coverage. Also in the news: Giving your child excellent credit, the pros and cons of telemedicine, and how to trim your tax burden. Don’t Hit the Brakes on Uninsured Motorist Coverage Protect yourself from the unexpected. Sean Talks Money: How to Give Your Child Excellent […]
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Dear Liz: As a recent retiree, I opened an IRA with a well-reputed, independent financial planner. I was assured of our fiduciary relationship and told “besides, it will soon be law” that advisors will have to put their clients’ interests first when offering advice about retirement funds. I guess that whole “soon to be law” […]
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Dear Liz: I am 48 and my wife is 45. Should we set up a will or a living trust? Which is better? Answer: One of the major differences between wills and living trusts is whether the estate has to go through probate, which is the court process that typically follows death. Living trusts avoid […]
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Dear Liz: You recently heard from someone who discovered after marriage that his wife had more than $100,000 in student loans. Would having a prenuptial agreement help in this situation? Answer: Possibly. Debts incurred before marriage are considered separate rather than joint debts, but creditors still sometimes try to go after joint assets to get […]
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Today’s top story: Consumers have a powerful tool in credit card chargebacks. Also in the news: Credit card trends for 2017, how to stay on budget and still have a social life, and deducting your student loan interest. Consumers Have Powerful Tool in Credit Card Chargebacks When to dispute a charge. 4 Credit Card Trends […]
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Today’s top story: 7 ways to lower your cable bill. Also in the news: The rate of mortgage approvals in each state, 5 steps for tracking your monthly expenses, and a beginner’s guide to filling out a W-4. 7 Ways to Lower Your Cable Bill Cutting the cord. The Rate of Mortgage Approvals in Each […]
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Today’s top story: Americans don’t know much about taxes – or that they might get them done for free. Also in the news: 19 ways to save on a wedding, why you shouldn’t buy a salvage title car, and 8 tax tips for people with disabilities (and their caregivers). Americans Don’t Know Much About Taxes […]
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Today’s top story: What’s love got to do with a Roth IRA? Also in the news: Are you ready for a joint bank account, why America needs black-owned banks, and 3 health insurance tax benefits you can get in 2017. What’s Love Got to Do With a Roth IRA? Saving for the golden years. Two […]
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Today’s top story: NerdWallet’s best bank accounts and credit unions of 2017. Also in the news: Tips for investing in your 30s, using apps to save money without thinking, and the five biggest tax breaks for the self-employed. NerdWallet’s Best Bank Accounts and Credit Unions of 2017 Where you should do business. 5 Tips for […]
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People who spend too much outnumber, by far, those who spend too little. But the methods that therapists and financial planners use to help “underspenders” can guide the rest of us about when it’s OK to splurge and when we should resist. Chronic underspenders can be so terrified about running out of money that they […]
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