Wednesday’s need-to-know money news

Today’s top story: Avoiding panic on Black Friday. Also in the news: Shopping strategies for Black Friday, how to earn the most credit card rewards during holiday shopping, and what to consider before applying for a medical credit card. Gift

How to Avoid Panic Buying on Black Friday
Keep Calm and Shop On.

How to Win Black Friday: Shopping Strategies
Getting your gameplan on.

5 Black Friday tricks to avoid
How not to fall for retail tricks.

Earn The Most Credit Card Rewards During Your Holiday Shopping 2013
Stocking up rewards as stuff the stockings.

What to Consider Before Applying for a Medical Credit Card
Pay close attention to interest rates and hidden fees.

Will you shop on Thanksgiving?

Mother and son outdoors at winterI once made a disparaging comment to a friend about people who rush the doors of their local retailers to snag Black Friday deals.

She told me I was being elitist. I had money to buy nice presents for my family. Many of those waiting in the cold, dark night for the Walmart doors to open didn’t, and Black Friday might be their only shot at getting something nice for their kids and spouses and parents.

She had a point. Maybe that characterization doesn’t apply to everybody caught up in the post-Thanksgiving frenzy, but it was true enough back then to make me shut my mouth about it.

Now they’re messing with Thanksgiving itself, which sucks for the employees forced to work and for the shoppers who are letting themselves be tricked into deals that usually aren’t. “The stuff on sale now will be even cheaper in a few weeks,” wrote New York Post columnist Nicole Gelinas who goes on to write:

There’s nothing wrong with marketing ploys. But there is something wrong with preying on people’s impulses to the extent that they are sacrificing time with their families for one day that shouldn’t be commercialized. Time is the real gift.

Because you know what’s next, right? After-Christmas sales…starting on Christmas morning.

Monday’s need-to-know money news

Today’s top story: How to pick a credit card when your options are limited. Also in the news: Reducing your taxable income, rescuing your retirement plans, and why shopping from your couch on Black Friday could save you the most money.Credit card background

How to Pick a Credit Card When You Have Few Options
Pay close attention to astronomical fees.

2014 Tax Tips: 3 Ways to Cut Your Taxable Income
401(k) contributions could help come tax time.

How to rescue your retirement at 55
It’s not too late to save your retirement.

12 ways Black Friday 2013 will be different
The best deals could be found from the comfort of your sofa.

The Perfect Gift for the Kid Who Has Everything: A College Savings Account
While not as cool as a PS4, it’s a gift with huge rewards.

Wednesday’s need-to-know money news

Today’s top story: Figuring out what car repairs really cost. Also in the news: Protecting your children’s credit, tips on smart charitable donations, and how to prepare for Black Friday.

How to Figure Out What Your Car Repair Really Costs
How not to be at the mercy of the repair shop.

Protecting Your Children’s Credit
Even children are at risk for identity theft.

6 tips to donate to charity the smart way
Getting the most out of your generosity.

Top 10 Black Friday shopping tips
Practice, practice, practice.

The ‘4 Boxes’ Approach To Helping Elderly Parents
Inventorying your parents’ possessions could make important financial decisions easier.

Monday’s need-to-know money news

Credit card backgroundToday’s top story: Planning for Black Friday. Also in the news: How the CARD ACT saved consumers billions, five factors that could increase your insurance rates, and three tax moves you should make before the end of the year.

Score on Black Friday by doing research now
Developing a plan of attack could save you a lot of money.

CARD Act Helped Consumers Without Limiting Credit Access
Saving consumers over $20 billion a year.

5 Factors That Could Raise Your Insurance Rates
You might want to put out that cigarette.

3 Tax Moves to Make Before the End of Year
It’s time to get your investments in order.

DHS Secretary warns of Obamacare scams
Your personal information could be at risk.

Monday’s need-to-know money news

Today’s top story: Preparing your home for the winter months. Also in the news: Common credit card myths, how to save on your Thanksgiving travel, and what you shouldn’t buy on Black Friday.

Seven Essential Home Maintenance Tips for Winter
Preparing your home for the cold months ahead.

5 Common Credit Card Myths
Time for some mythbusting.

Money Saving Tips For Thanksgiving Travel 2013
Going over the river and through the woods doesn’t have to cost a fortune.

How to prepare your ‘retirement landing’
Avoiding turbulence as you approach the runway.

13 Things Not to Buy on Black Friday
Just because it’s on sale doesn’t mean it’s a bargain.