Monday’s need-to-know money news

Today’s top story: 4 keys to successful debt consolidation. Also in the news: Credit card startups want to get in your wallet, financial must-do’s for newlyweds, and the best ways to get a big credit card bonus without going into debt. 4 Keys to Successful Debt Consolidation Put those cards away. Credit Card Startups Race […]

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Q&A: Social Security benefits for spouses can pump up household income

Dear Liz: I have a friend who has a selfish, controlling husband. When talking with her recently, she told me she got only $300 a month from Social Security based on her work history while her husband gets $1,800. I told her she should be getting $900, half of his monthly amount, as a spousal […]

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Q&A: When a student loan co-signer dies

Dear Liz: I have a friend who recently died after co-signing a student loan for her son. She was making the payments. Does that loan go to her son now to repay? Answer: Possibly. Another possibility is that her estate is on the hook. It all depends on the loan agreement, which varies from private […]

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Q&A: Deducting medical expenses racked up by another person

Dear Liz: I recall reading that an individual could deduct unlimited medical expenses for another person, as long as the provider was paid directly. Looking at IRS Publication 502, it appears that now only a “qualifying relative” (the closest I could get to eligibility) is eligible for a deduction on another person’s return. I’m asking […]

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Friday’s need-to-know money news

Today’s top story: Caring counselor offers real help in student debt crisis. Staying away from envelope stuffing scams, make money with online surveys, and five mistakes to avoid when paying for college. Caring Counselor Offers Real Help in Student Debt Crisis This is how help in the student debt crisis should be. Stay Away From […]

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Thursday’s need-to-know money news

Today’s top story: Cheated by student loan ‘Debt Relief” firm? What you should do. Also in the news: Rules rollback won’t keep defrauded student borrowers from loan forgiveness, 3 costly mistakes beginning investors make, and what to give and spend during Wedding Season. Cheated By Student Loan ‘Debt Relief’ Firm? What To Do Important steps […]

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Wednesday’s need-to-know money news

Today’s top story: Fed point fingers as ‘Debt Relief’ companies prey on student loan borrowers. Also in the news: Distressed borrowers say student debt help was anything but, why investors care about rate hikes, and why your credit cards shouldn’t retire when you do. Feds Point Fingers as ‘Debt Relief’ Companies Prey on Student Loan […]

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Tuesday’s need-to-know money news

Today’s top story: Down payment strategies for first-time buyers. Also in the news: How businesses succeed serving the “bottom of the pyramid,” 3 simple ways to save on Father’s Day, and how easy it is to switch to a credit union. Down Payment Strategies for First-Time Home Buyers Taking a big step. How Businesses Succeed […]

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Book Giveaway: Spring Cleaning Edition.

I’m clearing my shelves of some great personal finance books. Rather than stretch these giveaways out over several weeks, I’m going to be giving away these bundles all at once. All you need to do to enter is to leave a comment on my site specifying which bundle you’re MOST interested in, and which is […]

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When your emergency fund runs out

You’ve cut spending to the bone, sold excess stuff and hustled every side gig imaginable. But your emergency fund, if it ever existed, is on fumes. What you do next may determine how fast — or even whether — you recover from the setback of losing your job. In my latest for the Associated Press, […]

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