Thursday’s need-to-know money news

Today’s top story: Why you’ll always need cash. Also in the news: Must-know tips for selling your home, nontraditional ways to fund your retirement, and why people with low checking account balances pay high fees. Why You’ll Always Need Cash We’re not going all-digital just yet. 5 Must-Know Tips for Selling Your Home How to […]

Continue reading...

Wednesday’s need-to-know money news

Today’s top story: Avoiding a costly student loan mistake. Also in the news: How a marijuana DUI could raise your insurance rates, why the new “good” payday loans are still awful, and how to resell a canceled event or trip. Don’t Make This Student Loan Mistake It could be quite costly. A Few Hundred Good […]

Continue reading...

Tuesday’s need-to-know money news

Today’s top story: Simple ways to teach your kids about money. Also in the news: Investing tips for those in their 20s, the best things about buying a house in the fall, and why you should look at frugality as a method instead of a lifestyle. Simple Ways to Teach Your Children About Money It’s […]

Continue reading...

How the Wrong Choice Could Ruin Your Spouse’s Retirement

Three key decisions about retirement benefits can help couples make their money last — or dramatically increase the chances the survivor will end up old and broke. Widowed women are twice as likely as their male counterparts to live in poverty during retirement, according to a March study by the National Institute on Retirement Security. […]

Continue reading...

Monday’s need-to-know money news

Today’s top story: How to get the most for your old phone. Also in the news: Why starter homes are becoming a thing of the past, five surprising things that could leave you poor, and how to invest your way to a million dollars. How to Sell Your Old Phone Because a newer version is […]

Continue reading...

Q&A: Factors to consider for refinancing into a 15-year mortgage

Dear Liz: I am considering refinancing my home from a 30-year mortgage to a 15-year loan and wondered if it would be a wise decision. I am 57, divorced and make a little over $100,000 a year as a high school teacher (and I plan to keep working until at least age 65). Other than […]

Continue reading...

Q&A: Where to find FICO scores

Dear Liz: I’m looking to buy a car and I’d like to see the FICO scores that lenders use. I already visited MyFico.com, but I want another site that shows my real FICO scores for auto lending. If you could point me in the right direction, that would be great. Answer: You were at the […]

Continue reading...

Q&A: Accessing Social Security account data

Dear Liz: I read your answer to the gentleman trying to locate his W-2 forms to add missing years to his Social Security account. I wonder why, even as you give advice about keeping old W-2 forms indefinitely, you didn’t mention that the Social Security Administration allows everyone who has paid into the system to […]

Continue reading...

Q&A: When to take Social Security benefits

Dear Liz: I’m about to turn 66 and my wife is 60. I plan to delay Social Security benefits until I’m 70. My benefit will be large enough that whenever she starts benefits, her spousal benefit will be larger than what she earned on her own. Here’s the question: I think that the time for […]

Continue reading...

Friday’s need-to-know money news

Today’s top story: How to avoid ATM fees. Also in the news: The true cost of a bounced check, surprising ways to use your credit card rewards, and the pros and cons of college tuition insurance. How to Avoid ATM Fees You shouldn’t have to pay to access your money. The True Cost of a […]

Continue reading...