Wednesday’s need-to-know money news

Today’s top story: Brace yourself for higher car insurance rates. Also in the news: Making biweekly mortgage payments, paying down debt with extra payments, and the two stressful views about money half of millennials share. Brace Yourself for Higher Car Insurance Rates Why rates continue to climb. Should You Make Biweekly Mortgage Payments? What you […]

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Stop counting other people’s money

Your neighbor pulls up in a sweet new ride. Your co-worker announces she’s taking yet another trip abroad. Your best friend upgrades to a bigger house in a better area of town. You’re pretty sure these people don’t make a lot more than you do. So how are they able to spend that kind of […]

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Tuesday’s need-to-know money news

Today’s top story: Online banks give consumers more options. Also in the news: How to end your car lease without getting dinged, how money-managing robots will know if you’re mad or glad, and for millennials, there’s no place like home when it’s time to save for one. Online Banks Give Consumers More Options The benefits […]

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Monday’s need-to-know money news

Today’s top story: 3 credit card alerts worth setting up now. Also in the news: Why you shouldn’t necessarily max out your 401(k), how your social media apps want to help you send money, and what you should know about cryptocurrency. 3 Credit Card Alerts Worth Setting Up Now Handling your cards more responsibly. You […]

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Q&A: My 401(k) is making only 2-3%, so why not borrow from it and pay it back at 5%?

Dear Liz: You have warned in the past about the risks of a 401(k) loan. I have been investing now for 15 years, and the last 14 years, my average return has been between 2% and 3%. I am considered moderately aggressive in my choices of international (24%), large and small cap (52%), midcap (16%) […]

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Q&A: Changing credit scoring formulas will help some — but not everyone

Dear Liz: I read that the credit bureaus have started deleting black marks from people’s credit reports. This is good news for me. I have never been late on a house payment in 30-plus years, but my credit is in the low 600s due to a loan I co-signed for an ex-girlfriend who has been […]

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Thursday’s need-to-know money news

Today’s top story: 6 ways to optimize your credit card’s bonus mall. Also in the news: 5 tips for starting a business while working full time, 6 ways to get free money from the government, and the 10 most stolen cars and the cost of theft insurance. 6 Ways to Optimize Your Credit Card’s Bonus […]

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Wednesday’s need-to-know money news

Today’s top story: Don’t get taken by government grant scams. Also in the news: When you should and shouldn’t tap your Roth IRA, using your credit cards to pay for child care, and a report that finds many American teens lack basic financial skills. Don’t Get Taken by Government Grant Scams The government doesn’t want […]

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Make your teen a millionaire this summer

Gary Sidder set up Roth IRAs for his sons when they turned 13. Each year, the Littleton, Colorado, certified financial planner and his wife, Francie Steinzeig, a school psychologist, contributed an amount equal to whatever the two boys earned cutting lawns, shoveling snow and doing odd jobs. As the sons’ earnings increased, so did the […]

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Monday’s need-to-know money news

Today’s top story: 5 debt questions you’re afraid to ask. Also in the news: The best accounts for short-term savings, the 10 most-stolen cars and the cost of theft insurance, and what happens when your bank loses a cash deposit. 5 Debt Questions You’re Afraid to Ask We have the answers. Best Accounts for Short-Term […]

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