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Q&A: Can an adult child inherit a deceased parent’s Social Security payments and pension?

March 25, 2024 By Liz Weston

Dear Liz: My mom passed away recently. She had a teacher’s pension as well as Social Security benefits. Am I eligible to receive part of her benefits? If so, what steps must I take?

Answer: Social Security survivor benefits are meant to help a deceased worker’s dependents. Dependents include spouses, minor children and disabled children, as long as the disability started before the child turned 22. If you qualify, contact Social Security at (800) 772-1213.

Similarly, pension survivor benefits are typically limited to spouses and dependent children. You may be eligible for a one-time death benefit, if your mother named you as her beneficiary. Contact the pension administrator for details.

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Filed Under: Inheritance, Q&A, Social Security Tagged With: child benefits, Pension, Social Security, survivor benefits

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