Thursday’s need-to-know money news

Today’s top story: Teach your teens about college costs long before they apply. Also in the news: Haggling for vacation souvenirs, getting cheap car insurance for new drivers, and what to do with unexpected money.

Teach Your Teens About College Costs Long Before They Apply
Prepare them for reality.

Save Money on Souvenirs: Learn to Haggle
Make a plan and stick to it.

Getting Cheap Car Insurance for New Drivers
Discounts can add up over time.

What to Do With Unexpected Money
Be methodical.