Thursday’s need-to-know money news

Today’s top story: 4 ways to protect your small business from cyberattacks. Also in the news: A new episode of the Smart Money podcast featuring a travel nerd’s trip to Japan, what Warren Buffett would do about inflation, and what Stablecoin’s troubles mean for crypto investors.

4 Ways to Protect Your Small Business From Cyberattacks
You can follow cybersecurity best practices, train your employees and invest in cyber insurance to protect your business.

Smart Money Podcast: Nerdy Travel Diaries: Scrimping and Splurging in Japan
A Travel Nerd’s story about traveling to Tokyo for a vacation that balanced moments of luxury and cost-saving travel hacks.

Rising Inflation, Volatile Market: What Would Buffett Do?
For billionaire Warren Buffett, investing in low-cost index funds and pursuing value over the long term are the best ways to beat inflation and weather turbulent times.

What a Stablecoin’s Troubles Mean for Crypto Investors
TerraUSD’s high-profile flop has added to the pressure on digital assets this week.

Friday’s need-to-know money news

Today’s top story: 7 ways small-business owners can save on taxes in 2022. Also in the news: Check your DMs for debt collectors and scams, coupling your finances for Valentine’s Day, and how one couple reconciled their relationship with money.

7 Ways Small-Business Owners Can Save on Taxes in 2022
Seven things entrepreneurs and independent workers can do to lower their tax bills and their anxiety this filing season and in the year ahead.

Check Your DMs for Debt Collectors and Scams
Sites like Instagram, Facebook and Twitter could be where debt collectors slide into your DMs.

For Valentine’s Day, Couple Your Finances
Money coaches discuss how couples can combine finances and bank accounts while balancing autonomy and partnership.

How My Fiance and I Reconciled Our Relationships With Money
When differing financial attitudes collide, communicating openly is the best way to bridge the divide.

Tuesday’s need-to-know money news

Today’s top story: 5 things small businesses need to know about the Metaverse. Also in the news: Grads left behind $3.7B in free college aid in 2021, buying your next used car online, and why you should teach your kid to invest while they’re still a kid.

What Is the Metaverse? 5 Things Small Businesses Need to Know
The metaverse is coming — eventually. Here’s what you need to know in the meantime.

Grads Left Behind $3.75B in Free College Aid in 2021, Study Says
An estimated 813,000 Pell-eligible high school graduates didn’t submit the FAFSA in 2021, a college access nonprofit found.

Buy Your Next Used Car Online
Learning how to navigate online car dealerships can help you find your next used car from the comfort of your home.

Why You Should Teach Your Kid to Invest While They’re Still a Kid
Teaching them to save is good; teaching them to invest might be even better.

Tuesday’s need-to-know money news

Today’s top story: 5 banking facts to fortify your finances. Also in the news: Taking a new look at banking in 2022, 6 predictions for small businesses, and how to stop wasting your gift cards.

5 Banking Facts to Fortify Your Finances in 2022

2022. New year. New you. New look at banking? It would be a smart move.
Save for what makes you feel good in 2022
Expenses that don’t put a roof over your head, but do provide joy, rejuvenation and other hard-to-quantify benefits are worth saving for, too.

How will small businesses survive 2022? 6 predictions on what they’ll need for success.
It’s been a rough couple of years for many small businesses—what does the future hold?

How to Stop Wasting Your Gift Cards
Stop letting them collect dust in your wallet.

Wednesday’s need-to-know money news

Today’s top story: How to bounce back from a credit card mistake. Also in the news: Why you should pack a travel guidebook even in 2021, 4 traits that helped small businesses survive the pandemic, and how charitable donations can earn you an added tax deduction this year.

How to Bounce Back From a Credit Card Mistake
Errors happen to even the most seasoned credit card users. They can be costly, but they’re not irreversible.

Why You Should Pack a Travel Guidebook, Even in 2021
The pages of an actual guidebook often offer a level of quality and convenience that the internet can’t.

4 Traits That Have Helped Small Businesses Survive the Pandemic
Expanded delivery and online services, among other features, have been attractive to consumers during the pandemic.

How Charitable Donations Can Earn You an Added Tax Deduction This Year
Hold on to those donation receipts.

Wednesday’s need-to-know money news

Today’s top story: How COVID-fueled crowdfunding can revive small businesses. Also in the news: How point and mile values have changed over the pandemic, the one trick to traveling cheaply, and this tool tells you what you owe the IRS before they come looking for it.

How COVID-Fueled Crowdfunding Can Revive Small Businesses
Tips for launching an effective campaign.

How Have Point and Mile Values Changed Over the Pandemic?
For the most part, airline miles are worth more than they were last year, while hotel points are worth less.

There’s Just One Trick to Traveling Cheaply: Flexibility
To fly for the lowest price, you should try searching without a specific destination or date in mind.

This Tool Tells You What You Owe the IRS Before They Come Looking for It
Beating the IRS to the punch.

Tuesday’s need-to-know money news

Today’s top story: 5 ways to help small businesses recover from the pandemic. Also in the news: The pros and cons of paycheck advance apps, an update on the housing market, and 23 states that are ending the extra $300 per week in unemployment benefits.
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5 Ways to Help Small Businesses Recover From the Pandemic
As a consumer, there are steps you can take to support businesses in your community. Here are five tips from small-business owners.

Should You Use a Paycheck Advance App?
Paycheck advance apps with low fees seem like a good idea if you need extra cash. Here’s what to know about them.

The Property Line: Housing Shortage Hangs On; Price Crash Unlikely
The housing shortage is blamed on factors including regulations and lack of workers. No need to fear a crash, but fixes won’t be easy.

These 23 States Are Ending the Extra $300 Per Week in Unemployment Benefits
Eleven more states join the list.

Thursday’s need-to-know money news

Today’s top story: How small businesses can help workers save. Also in the news: 8 housing and mortgage trends for 2021, 45% of federal student loan borrowers unsure they can pay, and how to get your collectibles appraised.

How Small Businesses Can Help Workers Save
Small businesses can offer inexpensive ways to help workers save automatically through payroll deduction.

The Property Line: 8 Housing and Mortgage Trends for 2021
Low mortgage rates, strong home sales and evictions are among the trends expected in 2021.

Survey: 45% of Federal Student Loan Borrowers Unsure They Can Pay
Millions face the return of their monthly bill in January as the automatic pause for federal student loans ends.

How to Get Your Collectibles Appraised
Just how much is that signed baseball worth?

How small businesses can help workers save

Donna Skemp of Bend, Oregon, struggled to save before she signed up for an automatic savings plan offered by her employer’s payroll services company. Now, some of her pay goes into a federally insured, interest-paying savings account that she can access any time with a debit card.

“It’s painless, and it’s so easy,” says Skemp, accounting and office manager for the nonprofit Every Kid Sports, which pays sports registration fees for children from low-income families.

Skemp is lucky — more than one-third of private-sector workers don’t have access to workplace savings plans via payroll deduction. Many small-business owners may think such plans are too expensive or complicated to administer. In my latest for the Associated Press, find out why that isn’t so.

Tuesday’s need-to-know money news

Today’s top story: What to do if you’re laid off due to Coronavirus. Also in the news: Coronavirus relief for small businesses and the self-employed, free ways to protect your mental health, and 4 things to do for your parents during the Coronavirus outbreak.

What to Do if You’re Laid Off Due to Coronavirus
One step at a time.

Coronavirus Relief for Small Businesses and the Self-Employed
What the CARES Act offers.

Free Ways to Protect Your Mental Health
Just as important as your physical health.

Do These 4 Things for Your Parents During Coronavirus Outbreak
We all need to take care of each other.