Dear Liz: You answer many questions about whether people are ready to retire. But there’s one other thing to consider besides money, and this is more important.
Folks need to seriously ask themselves whether they can handle being retired. I know I can’t stand it.
I have more than enough assets, plus a pension, plus healthcare, plus no debts or bills. I’m young and healthy. But I find happiness in work.
Unfortunately, I had to leave my job owing to conditions outside of my control. I now live in a beautiful house at the beach, with all my money and all the things I like to do — and I’m miserable. I’m looking for a part-time job. I live in a small community and there aren’t many jobs, but I’m hopeful to find one.
Tell your readers that it’s not only the advice of a financial planner, but also some good soul-searching that they’ll need, especially if someone is a manager or a highly educated professional. You can’t just give that up and go from full time to no time. At least work part time before retiring to make sure it’s what you want.
Answer: That’s excellent advice. Not everyone derives meaning and purpose from work, but many do, and an abrupt adjustment can be painful. Good luck in your search for a job that gives you a reason to get up in the morning.
Today’s top story: How to prepare financially for your death regardless of your age. Also in the news: The best industries for starting a business in 2017, how insurance companies use your driving record as a crystal ball, and 5 practical steps for creating a retirement backup plan. 
Today’s top story: Overcoming the obstacles between you and retirement. Also in the news: What the President wants to tell college students, what happens when your debt goes to collections, and how to pay less for staying cool this summer.
