Today’s top story: Probate workarounds can save your heirs time and money. Also in the news: Student loan refi rates keep dropping, which airline you should fly in 2020 (and beyond), and how to know if you should refinance your mortgage.

Probate Workarounds Can Save Your Heirs Time and Money
There are often workarounds to help get assets to heirs, but avoiding probate isn’t the right move for everyone.

Student Loan Refi Rates Keep Dropping, Should You Take the Plunge?
The advertised minimum fixed interest rate on refinanced student loans dropped to an average of 3.51% on July 1.

Ask a Points Nerd: Which Airline Should I Fly In 2020 (and Beyond)?
Flying has become a lot more complicated.

How to Know if You Should Refinance Your Mortgage
Mortgage rates continue to drop.