Get smart with your money
The millions of Americans who haven’t saved enough money for retirement still have a potential safety net: their home equity. But recent changes to reverse mortgages mean seniors and their families may have tougher decisions to make.
In my latest for the Associated Press, the changes to reverse mortgages that are causing people to think twice.
Today’s top story: How that new store card could torpedo your credit score. Also in the news: Insuring expensive gifts, the right mortgage to ask, and how to quickly figure out how much spending money you’ll have for the year.
That New Store Card Could Torpedo Your Credit Score
That immediate discount could cost you in the long run.
Splurged on an Expensive Gift? Don’t Forget to Insure It
Protect your purchase.
13 Mortgage Questions to Ask — and the Answers You Want
Everything you need to know.
How to Quickly Figure Out How Much Spending Money You’ll Have for the Year
Calculating discretionary income.
Today’s top story: How to join a deluge of insurance claims for flooded cars. Also in the news: The pros and cons of zero down payment mortgages, what investors need to know about the SEC hack, and 5 budgeting apps that will save you money.
How to Join a Deluge of Insurance Claims for Flooded Cars
Drying out after Harvey and Irma.
Ins, Outs, Pros and Cons of Zero Down Payment Mortgages
What to look out for.
The SEC Hack: What Investors Need to Know
Could you be affected?
5 Budgeting Apps That Will Save You Money
A budget right in your pocket.
Today’s top story: How 3 people conquered credit trouble and bought homes. Also in the news: Top 10 apps for buying the right car at the right time, biting on Whole Foods new prices, and 6 Equifax hack rumors fact-checked.
How 3 People Conquered Credit Trouble and Bought Homes
How to come back from credit trouble.
Top 10 Apps for Buying the Right Car at the Right Price
Get the car you want at the price you want.
Should You Bite On Whole Foods’ New Prices? Maybe Not
Are you really saving?
6 Equifax hack rumors fact-checked
Fact from fiction.
Today’s top story: How to lower your monthly mortgage payment. Also in the news: 5 things to do before changing careers, a Labor Day look at America’s workforce, and 3 myths that could tank your credit score.
How to Lower Your Monthly Mortgage Payment
Taking the first steps.
Want to Change Careers? Do These 5 Things First
Preparing for change.
Hard at Work: A Labor Day Look at America’s Workforce
Where we’ve been and where we’re going.
3 myths that could tank your credit score
Don’t believe the hype.
Today’s top story: 5 things your credit reports won’t reveal. Also in the news: More credit card issuers are letting you pay off debt for free, everything you need to know about mortgage loan modifications, and how to stay debt-free during back-to-school shopping.
5 Things Your Credit Reports Won’t Reveal
What’s missing from your credit report.
More Credit Card Issuers Let You Pay Off Debt for Free
It’s never been easier to transfer balances.
All You Need to Know About Mortgage Loan Modifications
Modifications could help prevent foreclosure.
How to Stay Debt-Free During the Back-to-School Shopping Rush
Tips for getting it done.