Monday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: Tax credits that can save you a lot of cash. Also in the news: How to make your kids smarter about money, why we overspend with our credit cards, and how to get through the most awkward money conversations.

5 Tax Credits That Can Save You a Boatload of Cash
Don’t miss out.

9 ways to make your kids smarter about money
It’s never too early to start.

How credit cards get us to overspend
Mind games.

The 9 most awkward money conversations and how to get through them
The conversations you can’t avoid.

Friday’s need-to-know money news

College SavingsToday’s top story: What new grads wish their parents had told them about money. Also in the news: How to maximize your savings, what to know before starting a small business, and how free trials can end up costing you big bucks.

5 Things New Grads Wish Their Parents Had Taught Them About Money
It’s not too late!

6 personal finance hacks to maximize your savings
Getting the most from your budget.

5 Things To Know Before Starting A Small Business
Research is key.

The Hidden Costs of Free Trials
Why companies are banking on your bad memory.

Tuesday’s need-to-know money news

FICO-score-calculation-300x281Today’s top story: Unraveling the mysteries of the FICO score. Also in the news: What you shouldn’t buy with your tax refund, teaching your kids good money habits, and 11 common money mistakes to avoid.

How Many FICO Scores Are There?
More than you’d think.

5 things not to buy with your tax refund
Put down that solid gold Apple watch.

How to Use Allowances to Teach Kids About Money
Instilling good money habits early.

Don’t Make These 11 Common Money Mistakes
Avoid getting caught in a spending trap.

5 Vital Questions To Ask Before Retirement
Remember, this isn’t a permanent vacation.

Wednesday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: It’s tax day! Also in the news: Apps to teach your kids about money, personal loans vs credit cards, and why a good FICO score matters when buying a home.

Time’s Up! It’s Tax Deadline Day
No more excuses!

5 apps to teach your kids about money
Just in time for Financial Literacy Month!

The Pros & Cons Of Personal Loans vs. Credit Cards
It’s all about the interest rate.

The One Graph That Explains Why a Good FICO Score Matters for Homebuyers
The better the score, the better the terms.

Thursday’s need-to-know money news

Stress Level Conceptual Meter Indicating MaximumToday’s top story: How to pass a financial stress test. Also in the news: How smart parents teach their kids about money, the worst money mistakes made by Millennials, and what to do if your homeowner’s insurance claim is denied.

5 Tips For Passing a Financial Stress Test
How would you do?

7 Ways Smart Parents Teach Their Kids About Money
Valuable lessons for your kids.

5 Worst Money Blunders Made By Millennials
Avoid these at all costs.

What to Do If Your Homeowner’s Insurance Claim is Denied
Don’t panic.

Will You Finally Be Able to Get Rid of Your Student Loans in Bankruptcy?
Introducing the Student Aid Bill of Rights.

3 new, must-read money books

College SavingsThree recently-published books are well worth your time and money, thanks to talented authors who offer new takes on some familiar financial topics: Social Security, raising money-smart kids and investor manias.

The first is “Get What’s Yours: The Secrets to Maxing Out Your Social Security” by economist Laurence J. Kotlikoff and journalists Philip Moeller and Paul Solman. This book is a deep dive into Social Security claiming strategies, which may not sound sexy until you learn that people are costing themselves hundreds of thousands of dollars by making bad decisions about when and how to get their benefits. Larry is one of my go-to sources for Social Security questions, and his grasp of the intricacies of this complex system is amazing. Even more amazing is how readable this book is given those complexities.

The Opposite of Spoiled: Raising Kids Who Are Grounded, Generous, and Smart About Money” by New York Times personal finance columnist Ron Lieber is one of the best books I’ve read about children and money. Ron aims his book at more affluent families–those with incomes over $50,000–but most of what he writes pertains to any American family that can buy its children everything they need and at least some of what they want. The chapters on what to tell your kids about how much you make and how to handle allowances are particularly thought-provoking.

The Great Beanie Baby Bubble: Mass Delusion and the Dark Side of Cute” by best-selling author and all-around wunderkind Zac Bissonnette. You don’t even have to be old enough to remember the Beanie Baby craze to enjoy this gossipy (but deeply researched) account of how so many people lost their minds–and not infrequently their savings–in a frenzy to corner the market on mass-produced stuffed animals. It’s not just collectors who should read this book. Any investor who wants to avoid being taken in by an unsustainable mania should take note. In fact, this book should be required reading for every high school personal finance course, although some of Beanie creator Ty Warner’s weirder proclivities might have to be edited out.

 

 

Thursday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: The money questions you need to ask before popping THE question. Also in the news: The importance of renter’s insurance, why online tax filers need to pay attention to the fine print, and how to answer your child’s tough money questions.

Getting Serious? Five Important Money Questions to Ask
The questions to ask before you pop the question.

Here’s the Cheap Insurance That Could Save You Money
If you’re a renter, this one’s for you.

Online Filers: Pay Attention to the Fine Print!
You could be signing away important protections.

Tough Money Questions Kids Ask, and How to Reply
How to be appropriately honest.

5 Tips for Tackling Your Student Loans as a Couple
It’s better than going it alone.

Thursday’s need-to-know money news

Zemanta Related Posts ThumbnailToday’s top story: How a secret email address could protect you from identity theft. Also in the news: How to beat the banks, how to raise money-savvy kids, and 21 great personal finance tips.

The Simple Email Trick That Could Protect Your Identity
The benefits of a secret email address.

Where the Banks Earn, You Lose – So Here’s How to Win
Beating the banks at their own game.

12 Ways To Raise Financially Confident Kids At Every Age
Starting them off on the right foot.

How to save money: 21 great personal finance tips
How to make saving money easier.

Wednesday’s need-to-know money news

siblingsToday’s top story: The fear of outliving your retirement savings. Also in the news: Credit scores reach new highs, fun ways to teach your kids about money, and steps to protect yourself against credit fraud.

Big retirement fear: Outliving your savings
What you can do to prevent it.

Credit Scores Hit New Highs – But You Should Aim Higher
The higher the better.

4 Fun Ways to Teach Your Kids About Money
How to make teaching your kids about money fun.

9 Steps to protect against credit card fraud
Lessons from the Home Depot and Target breaches.

Help! 2 Debt Collectors Are Calling About the Same Debt
Twice the annoyances with none of the fun.

Tuesday’s need-to-know money news

imagesToday’s top story: The secret weapon you should use to build a bigger 401(k). Also in the news: Avoiding the deferred interest credit card trap, talking to your kids about money before they leave for college, and why some borrowers with older student loans could see their payments reduced.

The Secret To Building A Bigger 401(k)
A financial adviser could be the secret weapon.

When 0% Interest Isn’t 0%: Credit Card Tricks You Must Know
Avoiding the deferred interest trap.

How to talk money before they go off to college
One of the most important conversations you’ll have before they leave.

Help is on the way for some with student loans
Those with older loans could see some relief.

The Most Expensive Mortgage Mistakes You Can Make
Avoid these at all costs.