Friday’s need-to-know money news

Today’s top story: Curb inflation with 5 credit card perks. Also in the news: What you need to know about Apple’s Buy Now Pay Later feature, how to tell if free business software will cost you, and how one person ditched $20K in debt.

Curb Inflation With 5 Credit Card Perks
Your credit card may hold some valuable money-saving features or benefits, whether your goal is to pay off debt or save on costs.

What You Need to Know About Apple’s Buy Now, Pay Later Feature
Apple Pay Later divides your purchase into four equal installments with zero interest or fees, but there are risks to “buy now, pay later” plans.

How to Tell if Free Business Software Will Cost You
Free business software may have no upfront costs, but you could pay for it in other ways.

How I Ditched Debt: From $20K to $0 in Five Years and 8 Steps
I dug deep into a bag of tricks and tips to pay down debt. Here are the ones that made the most difference.

Monday’s need-to-know money news

Today’s top story: What students can learn from the days before college loans. Also in the news: How one couple paid off over $120,000 in debt in three years, which 1.5% cash-back credit card you should choose, and how millennials racking up credit card points could backfire.

What Students Can Learn From the Days Before College Loans
Community college as a money-saver.

How I Ditched Debt: Kicking Frugality Into High Gear
How one couple paid off over $120,000 in three years.

Which 1.5% Cash-Back Credit Card Should You Choose?
Finding the perfect fit.

Millennials are racking up credit card points—here’s how that could backfire
When chasing points puts you in debt.