Friday’s need-to-know money news

Today’s top story: Getting by on the average retirement income. Also in the news: Tips on back-to-school shopping, how to profit from someone else’s financial mistake, and how to decode your credit card bill.

Could You Get By On the Average Retirement Income?
Where does that income come from?

Cross Items Off Your Back-to-School List With These Tips
Summer is almost over.

How to Profit From Someone Else’s Financial Mistake
Saving on someone else’s purchases.

Decoding Your Credit Card Bill
Understanding the terms.

Your post-holiday financial recovery plan

best-credit-cards-for-holiday-shopping-2013Holiday overindulgence can lead to throbbing heads, expanded waistlines — and piles of credit card bills. In my latest for MoneyWatch, some suggestions for getting back on track if you overdid it on the holiday spending.

In my latest for Time, a look at what Baby Boomers should do with their finances as they approach 70.